$275,000
↓ $24,900 from $299,900
Est. payment $1,218/moCalculate yours
428 Phipps Street, Fort Erie, ON L2A 2V9
332 - Central, Fort Erie, ON L2A 2V9
- 2 Beds
- 1 Baths
Listing courtesy of ROYAL LEPAGE NRC REALTY MLS® X13760014
About this home
Welcome to 428 Phipps Street in Fort Erie! This cute and cozy 2-bedroom, 1-bathroom bungalow sits on a generous 33′ x 165′ lot. Perfect for first-time buyers looking to take their first step into homeownership, this little home has plenty of charm and is ready for someone to make it their own. With some cosmetic updating and a few personal touches, there is a great opportunity to refresh the space while keeping the character and charm that make this home so inviting. A wonderful little property with a great-sized lot and plenty of potential to become something special.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Sold Conditional
- Approximate Age
- 100+
- Size
- < 700 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Crawl Space, Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Concrete Block, Piers, Wood
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 33.09 x 165.43 Feet
- Parking
- None garage · 2 total
- Zoning
- R3
Financial
- Property Taxes
- $1,895 (2026)
Location
- Neighbourhood
- 332 - Central
- Cross Street
- Dodds Way and Crooks St
- Direction Faces
- North
Listing
- MLS® Number
- X13760014
- Days on Market
- 39
- Listed On
- 2026-09-09
- Possession
- Flexible
- Listed By
- ROYAL LEPAGE NRC REALTY
Rooms
Features
Interior
- Primary Bedroom - Main Floor
Property
- Public Transit
- School Bus Route
Pool
- None
- Included
- Stove, Fridge, Washer and Dryer, Water System All being sold in "AS IS" condition. Shed and Seacan are also included
- Rental items
- All Rental Items (Furnace, A/C, Hot Water Tank, and Water System) will be paid out at time of closing
Mortgage calculator
Estimated mortgage payment
$1,218 per month
- Principal and interest
- $1,218
- Property tax
- $158
- Condo fees
- $0
- Estimated monthly cost
- $1,376
Your mortgage
- Mortgage amount
- $220,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $145,292
Cash to close
- Down payment
- $55,000
- Land transfer tax
- $2,600
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $57,600
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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