$615,000
↓ $24,888 from $639,888
Est. payment $2,723/moCalculate yours
27 Sheppard Street, Severn, ON L0K 1E0
Coldwater, Severn, ON L0K 1E0
- 3 Beds
- 1 Baths
- 1,100 Sq Ft
Listing courtesy of RARE REAL ESTATE MLS® S13831836
About this home
Welcome to 27 Sheppard Street, in the charming village of Coldwater. Updated raised bungalow, 3 bedroom 4 piece bath + rough in bath. Freshly painted and carpet free, the home features a renovated kitchen with stainless steel appliances and a ledger-style backsplash, smooth ceilings, ceiling fans, updated lighting, vinyl flooring throughout. The updated primary bedroom opens to an approximately 8 x 20 ft 4-season sunroom, while a renovated bathroom and updated staircases add to the refreshed interior. 1,337 sq ft above grade + 1,067 sq ft partially finished basement. See attached floor plan.The lower level has large windows and is mostly finished, with flooring and ceiling work remaining. It also has a bathroom rough-in and potential for 3 more bedrooms. Some photos have been virtually staged in basement to show potential.The fully fenced yard features new landscaping and a new above ground pool - installed in 2025 with a sand filter system. Other highlights include two entrances, a gas furnace and central air conditioning installed in 2016, an owned hot water tank installed in 2025, and 200-amp electrical service.Coldwater’s historic downtown is home to local shops and cafés, with dining, trails and community amenities nearby. Enjoy village living with convenient access to Highway 400, approximately 2 km away. Book your private viewing today!
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow-Raised
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 31-50
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Partially Finished, Development Potential
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Aluminum Siding, Brick
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 58.52 x 185.39 Feet
- Parking
- Carport garage · 4 total
Financial
- Property Taxes
- $2,318 (2025)
Location
- Neighbourhood
- Coldwater
- Cross Street
- Sturgeon Bay & Gray
- Direction Faces
- North
Listing
- MLS® Number
- S13831836
- Days on Market
- 22
- Listed On
- 2026-09-26
- Possession
- 60-89 days
- Listed By
- RARE REAL ESTATE
Rooms
Features
Interior
- Primary Bedroom - Main Floor
Pool
- Above Ground
- Included
- Stove (oven as is), dishwasher (as is), washer, dryer, above the range microwave, all window coverings, all electrical light fixtures, all shelves permanently attached to wall, ceiling fans, above ground pool plus all equipment (certified & approved - closing permit attached to listing)
- Excluded
- Freezers in basement, waterfall in garden with lights, all butterflies in garden and by entrance door, mirrors at entrance and in sunroom, owners' personal belongings.
- Rental items
- none
Mortgage calculator
Estimated mortgage payment
$2,723 per month
- Principal and interest
- $2,723
- Property tax
- $193
- Condo fees
- $0
- Estimated monthly cost
- $2,916
Your mortgage
- Mortgage amount
- $492,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $324,926
Cash to close
- Down payment
- $123,000
- Land transfer tax
- $8,775
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $131,775
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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