$1,300,000
Est. payment $5,756/moCalculate yours
16020 Front Road, Loyalist, ON K0H 2S0
Amherst Island, Loyalist, ON K0H 2S0
- 7 Beds
- 3 Baths
- 1 Garage
- 2,000 Sq Ft
Listing courtesy of RE/MAX FINEST REALTY INC., BROKERAGE MLS® X13820222
About this home
Step back in time to a quieter, more genteel era at The Headlands. This 1840 stone house is at the far western edge of Amherst Island overlooking Prince Edward County. It sits on almost 14 acres with 2,300 feet of shoreline - walk the trails to the end of the island. It is one of only two stone houses on the island, and the original character is still here: enormous original fireplaces, original woodwork throughout and wide plank wood floors. But you’re not missing the modern conveniences, including heat pumps in the main house. The 2347 sq ft main house has four bedrooms and one and a half bathrooms. The 1300 sq ft carriage house has three bedrooms, one bathroom and a huge living space on the main floor that works as an office, a studio or whatever you need. The Main floor is plumbed for a wet-bar, if you want to create an in-law or entertaining space. Picture croquet on the front lawn and cocktails on the stone patio, with perennial gardens, a kitchen garden, and rolling lawns. Sit by the level waterfront and watch sailboats going by on the north channel of Lake Ontario’s Bay of Quinte. Your closest neighbours are a flock of sheep, with the Amherst Island Beacon lighthouse at the western edge of the property. Amherst Island is a destination for cyclists, nature lovers, sailors, and photographers and Headlands is currently a successful Airbnb. Amherst Island is a close rural community in Lake Ontario, 20 minutes from Kingston and less than three hours from Toronto, Montreal and Ottawa, and reached by a 15-minute ferry crossing that runs from 6 a.m. to 1:30 a.m., seven days a week.
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 100+
- Size
- 2,000 sqft
Interior
- Bedrooms
- 7
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Full, Exposed Rock
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- Other, Window Unit(s)
- Exterior
- Stone
- Foundation
- Stone
- Roof
- Metal
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 2279.89 x 389.75 Feet
- Parking
- Detached garage · 10 total
- Zoning
- SR-8
Financial
- Property Taxes
- $6,156 (2026)
Location
- Neighbourhood
- Amherst Island
- Cross Street
- Front Road
- Direction Faces
- North
Listing
- MLS® Number
- X13820222
- Days on Market
- 26
- Listed On
- 2026-09-22
- Possession
- Flexible
- Listed By
- RE/MAX FINEST REALTY INC., BROKERAGE
Rooms
Features
Interior
- Built-In Oven
- Carpet Free
- Countertop Range
- Guest Accommodations
- In-Law Capability
- Propane Tank
- Sump Pump
- Water Heater Owned
- Water Treatment
Property
- Beach
- Cul de Sac/Dead End
- Island
- Rec./Commun.Centre
- School
- Waterfront
Pool
- None
- Included
- Fridge, Counter Top Range, Built in Oven, Dishwasher, Washer, Dryer
- Rental items
- Propane Tanks
Mortgage calculator
Estimated mortgage payment
$5,756 per month
- Principal and interest
- $5,756
- Property tax
- $513
- Condo fees
- $0
- Estimated monthly cost
- $6,269
Your mortgage
- Mortgage amount
- $1,040,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $686,836
Cash to close
- Down payment
- $260,000
- Land transfer tax
- $22,475
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $282,475
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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