Gurvinder Nokwal REALTOR®
For Sale Detached 26 days on market

$1,300,000

Est. payment $5,756/moCalculate yours

16020 Front Road, Loyalist, ON K0H 2S0

Amherst Island, Loyalist, ON K0H 2S0

  • 7 Beds
  • 3 Baths
  • 1 Garage
  • 2,000 Sq Ft

Listing courtesy of RE/MAX FINEST REALTY INC., BROKERAGE MLS® X13820222

About this home

Step back in time to a quieter, more genteel era at The Headlands. This 1840 stone house is at the far western edge of Amherst Island overlooking Prince Edward County. It sits on almost 14 acres with 2,300 feet of shoreline - walk the trails to the end of the island. It is one of only two stone houses on the island, and the original character is still here: enormous original fireplaces, original woodwork throughout and wide plank wood floors. But you’re not missing the modern conveniences, including heat pumps in the main house. The 2347 sq ft main house has four bedrooms and one and a half bathrooms. The 1300 sq ft carriage house has three bedrooms, one bathroom and a huge living space on the main floor that works as an office, a studio or whatever you need. The Main floor is plumbed for a wet-bar, if you want to create an in-law or entertaining space. Picture croquet on the front lawn and cocktails on the stone patio, with perennial gardens, a kitchen garden, and rolling lawns. Sit by the level waterfront and watch sailboats going by on the north channel of Lake Ontario’s Bay of Quinte. Your closest neighbours are a flock of sheep, with the Amherst Island Beacon lighthouse at the western edge of the property. Amherst Island is a destination for cyclists, nature lovers, sailors, and photographers and Headlands is currently a successful Airbnb. Amherst Island is a close rural community in Lake Ontario, 20 minutes from Kingston and less than three hours from Toronto, Montreal and Ottawa, and reached by a 15-minute ferry crossing that runs from 6 a.m. to 1:30 a.m., seven days a week.

Property details

Overview

Property Type
Detached
Style
1 1/2 Storey
For
For Sale
Status
New
Approximate Age
100+
Size
2,000 sqft

Interior

Bedrooms
7
Bathrooms
3
Kitchens
1
Basement
Full, Exposed Rock

Building & Systems

Heating
Baseboard (Electric)
Cooling
Other, Window Unit(s)
Exterior
Stone
Foundation
Stone
Roof
Metal
Water
Well
Sewer
Septic

Lot & Parking

Lot Size
2279.89 x 389.75 Feet
Parking
Detached garage · 10 total
Zoning
SR-8

Financial

Property Taxes
$6,156 (2026)

Location

Neighbourhood
Amherst Island
Cross Street
Front Road
Direction Faces
North

Listing

MLS® Number
X13820222
Days on Market
26
Listed On
2026-09-22
Possession
Flexible
Listed By
RE/MAX FINEST REALTY INC., BROKERAGE

Rooms

Room Level Dimensions
Bedroom 3 Flat 8′ 2″ × 15′ 8″
Bedroom 3 Second 9′ 3″ × 14′ 8″
Bedroom 2 Flat 15′ 6″ × 17′ 4″
Dining Room Main 15′ 6″ × 16′ 7″
Primary Bedroom Second 13′ 11″ × 14′ 7″
Living Room Main 24′ 4″ × 18′ 1″
Bedroom Flat 8′ 4″ × 18′ 8″
Kitchen Main 9′ 0″ × 25′ 5″
Laundry Main 6′ 0″ × 10′ 5″
Bedroom 2 Second 14′ 6″ × 14′ 8″
Mud Room Main 7′ 6″ × 7′ 2″
Recreation Flat 10′ 8″ × 24′ 2″
Bedroom 4 Main 12′ 8″ × 17′ 9″
Family Room Flat 8′ 11″ × 23′ 1″
Sunroom Main 12′ 10″ × 15′ 11″

Features

Interior

  • Built-In Oven
  • Carpet Free
  • Countertop Range
  • Guest Accommodations
  • In-Law Capability
  • Propane Tank
  • Sump Pump
  • Water Heater Owned
  • Water Treatment

Property

  • Beach
  • Cul de Sac/Dead End
  • Island
  • Rec./Commun.Centre
  • School
  • Waterfront

Pool

  • None
Included
Fridge, Counter Top Range, Built in Oven, Dishwasher, Washer, Dryer
Rental items
Propane Tanks

Mortgage calculator

Minimum for this price: $105,000 (8.08%)

Amortization, years

Estimated mortgage payment

$5,756 per month

Principal and interest
$5,756
Property tax
$513
Estimated monthly cost
$6,269

Your mortgage

Mortgage amount
$1,040,000
Mortgage insurance
Not needed
Interest over 25 years
$686,836

Cash to close

Down payment
$260,000
Land transfer tax
$22,475
Total, before legal fees
$282,475
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

16020 Front Road, Loyalist, ON K0H 2S0 Amherst Island, Loyalist, ON K0H 2S0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$1,300,000 16020 Front Road, Loyalist, ON K0H 2S0
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