Gurvinder Nokwal REALTOR®
For Sale Detached 71 days on market

$999,999

Est. payment $4,428/moCalculate yours

227 Queen Street, Cobourg, ON K9A 1N4

Cobourg, Cobourg, ON K9A 1N4

  • 5 Beds
  • 4 Baths
  • 1 Garage
  • 2,500 Sq Ft
Map

Listing courtesy of HOMELIFE HEARTS REALTY INC. MLS® X13654782

About this home

5 Reasons This Home Is A Must-See. 1) Prime Cobourg Location - Just Steps From Lake Ontario And Cobourg’s Charming Historic Downtown, You’ll Enjoy The Beach, Marina, Boutique Shops, Restaurants, Parks, And Year-Round Community Events, All Within Walking Distance. 2) Spacious 5-Bedroom Family Home - This Thoughtfully Expanded Two-Storey Home Features A Unique Dual Staircase Design, An Oversized Kitchen And Family Room, A Spacious Primary Retreat With A Beautiful Sunroom And Large Walk-In Closet, Plus Four Additional Generously Sized Bedrooms. Its Flexible Layout Offers Outstanding Potential For Growing Families, Multi-Generational Living, Or Future Income Potential. 3) Designed For Gathering & Entertaining - The Modern, Upgraded Oversized Kitchen Flows Seamlessly Into The Inviting Family Room, Creating The Perfect Space For Everyday Family Life And Entertaining. A Formal Dining Room, Bright Living Room, Cozy Gas Fireplace, And Walkout To The Backyard Provide Multiple Spaces To Gather And Celebrate, While The Lower Level Offers Additional Space For A Workshop, Hobbies, Or Extra Storage. 4) Indoor & Outdoor Living - From Morning Coffee In The Sunroom To Summer Barbecues On The Covered Deck, This Home Is Designed To Be Enjoyed Inside And Out. The Patio Is Perfect For A Friendly Game Of Basketball, While The Mature Landscaping And Outdoor Space Provide A Wonderful Setting To Relax, Entertain, And Enjoy The Outdoors. 5) The Cobourg Lifestyle - Enjoy Cobourg’s Refreshing Lakeside Climate, Where Cooler Summer Temperatures And Gentle Lake Breezes Create The Perfect Setting For Outdoor Living, Waterfront Strolls, And Relaxing Evenings. With Easy Access To Highway 401, You’ll Enjoy The Perfect Balance Of Small-Town Charm And Convenient Commuting.

Property details

Overview

Property Type
Detached
Style
2-Storey
For
For Sale
Status
New
Size
2,500 sqft

Interior

Bedrooms
5
Bathrooms
4
Kitchens
1
Basement
Unfinished

Building & Systems

Heating
Forced Air (Gas)
Cooling
None
Exterior
Aluminum Siding, Brick
Foundation
Poured Concrete
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
62.24 x 173.09 Feet
Parking
Attached garage · 5 total

Financial

Property Taxes
$7,246 (2026)

Location

Neighbourhood
Cobourg
Cross Street
Queen St & Henry St
Direction Faces
South

Listing

MLS® Number
X13654782
Days on Market
71
Listed On
2026-08-08
Possession
TBD
Listed By
HOMELIFE HEARTS REALTY INC.

Rooms

Room Level Dimensions
Living Room Main 17′ 0″ × 12′ 0″
Family Room Main 14′ 0″ × 13′ 0″
Sunroom Second 17′ 0″ × 11′ 0″
Bedroom 4 Second 12′ 4″ × 9′ 7″
Bedroom 5 Second 10′ 4″ × 8′ 2″
Dining Room Main 21′ 0″ × 10′ 0″
Other Second 7′ 0″ × 7′ 0″
Primary Bedroom Second 21′ 0″ × 17′ 0″
Bedroom 3 Second 14′ 8″ × 11′ 5″
Kitchen Main 14′ 0″ × 16′ 0″
Workshop Basement 17′ 5″ × 11′ 10″
Recreation Basement 21′ 2″ × 10′ 4″
Bedroom 2 Second 18′ 0″ × 11′ 0″

Features

Interior

  • Carpet Free
  • Water Heater

Pool

  • None
Included
Kitchen Appliances: Fridge, Stove, Dishwasher, Range Hood, Wine Cooler, Microwave. Main Floor Washer and Dryer, Lower Level Washer, All Electrical Light Fixtures, Garden Shed.
Excluded
Staging Items
Rental items
None

Mortgage calculator

Minimum for this price: $75,000 (7.5%)

Amortization, years

Estimated mortgage payment

$4,428 per month

Principal and interest
$4,428
Property tax
$604
Estimated monthly cost
$5,032

Your mortgage

Mortgage amount
$799,999
Mortgage insurance
Not needed
Interest over 25 years
$528,334

Cash to close

Down payment
$200,000
Land transfer tax
$16,475
Total, before legal fees
$216,475
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

227 Queen Street, Cobourg, ON K9A 1N4 Cobourg, Cobourg, ON K9A 1N4
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$999,999 227 Queen Street, Cobourg, ON K9A 1N4
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