$549,900
Est. payment $2,435/moCalculate yours
945 Victoria Street, Kingston, ON K7K 4T9
22 - East of Sir John A. Blvd, Kingston, ON K7K 4T9
- 2 + 1 Beds
- 2 Baths
- 1 Garage
- 700 Sq Ft
Listing courtesy of SUTTON GROUP-MASTERS REALTY INC., BROKERAGE MLS® X13811128
About this home
Welcome to 945 Victoria Street, a charming and thoughtfully updated home set on an impressive 50′ x 125′ corner lot in Kingscourt. Offering an excellent blend of comfortable living space, modern updates and a fantastic location, this home is an ideal opportunity for first-time buyers looking for affordability without the added headache of taking on a long list of renovations. The main floor features a bright, open-concept living, dining and kitchen area with plenty of natural light, pot lighting throughout and durable laminate flooring. The modern kitchen offers a subway tile backsplash and stainless steel appliances including a gas stove. Two well-appointed bedrooms feature hardwood flooring, while the updated three-piece bathroom is finished with ceramic tile. A convenient side entrance leads directly to a stone patio and the expansive backyard, offering plenty of green space to enjoy. The detached 1.5-car garage features a durable steel roof and provides excellent space for parking, storage or hobbies. Downstairs, the fully finished and waterproofed basement adds valuable additional living space, including a spacious recreation room, third bedroom with built-in desk and double closets, and a modern four-piece bathroom. Extensive updates provide peace of mind, including a newer furnace and AC (2018), finished basement (2019), sewer lateral and water main replacement (2021), HWT (2021), majority of windows replaced (2023), repointing completed (2023-24), and roof shingles (2024). Ideally located with a quick commute to the 401, just around the corner from the Oak Street bike path and community garden, and within walking distance of the Memorial Centre Farmers Market. A move-in-ready home offering great value, generous outdoor space and a convenient Kingscourt location - perfect for buyers ready to make Kingston home.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow-Raised
- For
- For Sale
- Status
- Sold Conditional Escape
- Size
- 700 sqft
Interior
- Bedrooms
- 2 + 1
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Full, Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick
- Foundation
- Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 50 x 125 Feet
- Parking
- Detached garage · 3 total
Financial
- Property Taxes
- $3,538 (2025)
Location
- Neighbourhood
- 22 - East of Sir John A. Blvd
- Cross Street
- Victoria and Oak
- Direction Faces
- East
Listing
- MLS® Number
- X13811128
- Days on Market
- 27
- Listed On
- 2026-09-21
- Possession
- Flexible
- Listed By
- SUTTON GROUP-MASTERS REALTY INC., BROKERAGE
Rooms
Features
Interior
- Carpet Free
- Primary Bedroom - Main Floor
- Storage
- Sump Pump
Property
- Park
- Public Transit
- School
Pool
- None
- Included
- Refrigerator, Gas Stove (as-is), Range Hood, Dishwasher, Washer, Dryer, TV in basement, BBQ, Window Coverings, Desk in bedroom downstairs
- Excluded
- Bar stools, upstairs TV (mount staying)
Mortgage calculator
Estimated mortgage payment
$2,435 per month
- Principal and interest
- $2,435
- Property tax
- $295
- Condo fees
- $0
- Estimated monthly cost
- $2,730
Your mortgage
- Mortgage amount
- $439,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $290,531
Cash to close
- Down payment
- $109,980
- Land transfer tax
- $7,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $117,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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