Gurvinder Nokwal REALTOR®
For Sale Detached 32 days on market

$599,999 ↓ $25,000 from $624,999

Est. payment $2,657/moCalculate yours

31 Garden Street, Norfolk, ON N3Y 4N3

Norfolk, Norfolk, ON N3Y 4N3

  • 3 + 1 Beds
  • 2 Baths
  • 1,100 Sq Ft
Map

Listing courtesy of VALERY REAL ESTATE INC. MLS® X13794168

About this home

Welcome to this charming bungalow offering comfortable one-level living with a finished basement and a host of valuable updates. The kitchen was tastefully updated in 2023, providing a fresh and functional space for everyday living and entertaining. Enjoy the convenience of being close to everyday amenities, schools, shopping and essential services yet still offering the comfort of a beautiful neighborhood. The home features three bedrooms, two bathrooms and a finished basement offering additional living space. Newer Brookstone doors and windows were installed throughout in November 2021 and are covered by a lifetime transferable warranty. The furnace and A/C were replaced in 2019. Enjoy outdoor living with newer rear decks featuring wrought-iron railings, perfect for entertaining or relaxing in the warmer months. The fully fenced backyard features tiered landscaping, while the newer front deck includes a convenient ramp. Additional features include a sump pump with battery backup and a 6,000-watt generator with Honda engine, Wallenstein 1560 model, connected through the hydro meter if needed. This home is ready for its next chapter & would be a great opportunity for First Time Buyers & Down-sizers with a green thumb.

Property details

Overview

Property Type
Detached
Style
Bungalow
For
For Sale
Status
Price Change
Approximate Age
51-99
Size
1,100 sqft

Interior

Bedrooms
3 + 1
Bathrooms
2
Kitchens
1
Basement
Full

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Shingles
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
59 x 119 Feet
Parking
None garage · 3 total

Financial

Property Taxes
$3,156 (2025)

Location

Neighbourhood
Norfolk
Cross Street
BROCK ST/ GARDEN
Direction Faces
East

Listing

MLS® Number
X13794168
Days on Market
32
Listed On
2026-09-16
Possession
Flexible
Listed By
VALERY REAL ESTATE INC.

Rooms

Room Level Dimensions
Bedroom 4 Basement 14′ 0″ × 9′ 9″
Bedroom 3 Main 9′ 0″ × 9′ 7″
Office Basement 10′ 7″ × 10′ 10″
Kitchen Main 10′ 0″ × 14′ 0″
Bedroom 2 Main 9′ 4″ × 10′ 0″
Living Room Main 24′ 0″ × 9′ 0″
Other Basement 12′ 1″ × 11′ 11″
Primary Bedroom Main 14′ 0″ × 13′ 10″

Features

Interior

  • Generator - Full
  • Primary Bedroom - Main Floor
  • Water Softener

Pool

  • None
Included
S/S FRIDGE, S/S STOVE, WASHER & DRYER, WATER SOFTENER / FILTRATION SYSTEM, GARDEN SHED, LIGHT FIXTURES & ALL EXISTING WINDOW COVERINGS. ALL CHATTELS ARE INCLUDED "AS IS" The seller is providing no express or implied warranty on chattels included.

Mortgage calculator

Minimum for this price: $35,000 (5.83%)

Amortization, years

Estimated mortgage payment

$2,657 per month

Principal and interest
$2,657
Property tax
$263
Estimated monthly cost
$2,920

Your mortgage

Mortgage amount
$479,999
Mortgage insurance
Not needed
Interest over 25 years
$317,000

Cash to close

Down payment
$120,000
Land transfer tax
$8,475
Total, before legal fees
$128,475
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

31 Garden Street, Norfolk, ON N3Y 4N3 Norfolk, Norfolk, ON N3Y 4N3
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$599,999 31 Garden Street, Norfolk, ON N3Y 4N3
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