$1,550,000
↓ $75,000 from $1,625,000
Est. payment $6,863/moCalculate yours
21 Ellery Road, Georgian Bay, ON L0K 1S0
Baxter, Georgian Bay, ON L0K 1S0
- 3 Beds
- 3 Baths
- 3 Garage
- 2,500 Sq Ft
Listing courtesy of Royal LePage Lakes Of Muskoka - Clarke Muskoka Realty MLS® X13527178
About this home
Welcome to this beautifully renovated waterfront cottage in Honey Harbour, where modern comfort meets the natural beauty of Georgian Bay. Thoughtfully updated from top to bottom between 2024 and 2025, this spacious cottage offers quality craftsmanship, stylish finishes, and plenty of room to relax, entertain, and create lasting memories.Step inside to discover a bright and inviting interior featuring warm shiplap accents, new windows that fill the space with natural light, and thoughtful upgrades throughout. The home has also been enhanced with spray foam insulation and sound barrier insulation, providing improved energy efficiency and a quieter, more comfortable living environment. Radiant in-floor heating in the primary bathroom adds an extra touch of comfort during every season.Whether you’re looking for a year-round home or a seasonal escape, this beautifully updated cottage offers the perfect blend of modern convenience and timeless Muskoka charm in the heart of Honey Harbour.
Property details
Overview
- Property Type
- Detached
- Style
- Sidesplit 3
- For
- For Sale
- Status
- Extension
- Approximate Age
- 51-99
- Size
- 2,500 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Finished with Walk-Out, Partial Basement, Finished
Building & Systems
- Heating
- Heat Pump (Electric)
- Cooling
- Central Air
- Exterior
- Board & Batten
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 87.1 x 279.57 Feet
- Parking
- Detached garage · 13 total
- Zoning
- SR1
Financial
- Property Taxes
- $5,576 (2025)
Location
- Neighbourhood
- Baxter
- Cross Street
- Hwy 400 N to Exit 156. L on Honey Harbour Rd, L on Baxter Loop Rd, R on Ellery Rd to SOP
- Direction Faces
- West
Listing
- MLS® Number
- X13527178
- Days on Market
- 104
- Listed On
- 2026-07-06
- Possession
- TBA
- Listed By
- Royal LePage Lakes Of Muskoka - Clarke Muskoka Realty
Rooms
Features
Interior
- Auto Garage Door Remote
- Bar Fridge
- Carpet Free
- In-Law Capability
- Storage
- Sump Pump
- Water Heater Owned
- Water Purifier
- Water Softener
- Water Treatment
Property
- Beach
- Clear View
- Golf
- Level
- Marina
- Waterfront
Pool
- None
- Included
- S/S kitchen appliances (fridge, freezer, stove, microwave) pantry bar fridge, all furnishings, washer, dryer, all furnishings
- Excluded
- Personal items, piano, front hall bench, muskoka chairs, extra fridge & bar fridge in basement. Table & chairs & hutch in basement.
Mortgage calculator
Estimated mortgage payment
$6,863 per month
- Principal and interest
- $6,863
- Property tax
- $465
- Condo fees
- $0
- Estimated monthly cost
- $7,328
Your mortgage
- Mortgage amount
- $1,240,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $818,919
Cash to close
- Down payment
- $310,000
- Land transfer tax
- $27,475
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $337,475
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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