$499,000
↓ $200,000 from $699,000
Est. payment $2,209/moCalculate yours
599 Black Lake Road, Tay Valley, ON K7H 3C7
904 - Bathurst/Burgess & Sherbrooke (North Burgess) Twp, Tay Valley, ON K7H 3C7
- 2 Beds
- 1 Baths
- 2 Garage
- 700 Sq Ft
Listing courtesy of COLDWELL BANKER SETTLEMENT REALTY MLS® X13653578
About this home
PRICED FOR IMMEDIATE SALE! Waterfront-3 season, insulated cottage on sought after Black Lake - substantially under market value!! A fabulous waterfront retreat only 1 hour to Ottawa & Kingston. This beautifully maintained, turn key and updated two-bedroom 3 season cottage/waterfront property boasts desirable south-facing exposure, 100 feet of fabulous shoreline, and excellent swimming right off the dock. Designed for relaxed lakeside living, the open-concept layout offers a generous living space highlighted by a cozy corner propane fireplace, a large lake-facing picture window, and a patio door leading to an expansive two-tier lakeside deck-perfect for entertaining or simply enjoying the breathtaking waterfront views. The spacious kitchen features an abundance of counter and cupboard space, a convenient breakfast counter, and flows seamlessly into the large dining area, making it ideal for family gatherings. The well-appointed five-piece bathroom includes a soaker tub, double sinks, and a separate shower for added comfort Outside, you’ll appreciate the exceptional decking and docking at the water’s edge, providing the perfect setting for swimming, boating, and soaking up the sun. Cottage walls, ceiling & floors are insulated. The detached 14′ x 20′ garage offers added functionality with washer and dryer hookups, a laundry sink, and loft storage. There is also plenty of room on this property to build a bunkie or guest suite or convert all or part of the garage. Year-round enjoyment is made easy with 4 season township-maintained road access and only 20 minutes to Perth or Westport. Good internet in the area. Whether you’re looking for a peaceful family getaway or a waterfront escape, this charming Black Lake cottage is ready to be enjoyed. Internet providers include Starlink, Rogers, Bell Highly motivated seller, quick closing available and comes totally furnished including the pots & pans!, ready to move in and start enjoying lake adventures!
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Price Change
- Size
- 700 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- None
- Exterior
- Wood
- Foundation
- Piers
- Roof
- Asphalt Shingle
- Water
- Other
- Sewer
- Septic
Lot & Parking
- Lot Size
- 100 x 198 Feet
- Parking
- Detached garage · 12 total
Financial
- Property Taxes
- $3,375 (2026)
Location
- Neighbourhood
- 904 - Bathurst/Burgess & Sherbrooke (North Burgess) Twp
- Cross Street
- Black Lake Road
- Direction Faces
- South
Listing
- MLS® Number
- X13653578
- Days on Market
- 72
- Listed On
- 2026-08-07
- Possession
- flexible
- Listed By
- COLDWELL BANKER SETTLEMENT REALTY
Rooms
Features
Interior
- Primary Bedroom - Main Floor
- Water Heater Owned
Property
- Lake/Pond
- School Bus Route
- Waterfront
- Sloping
- Clear View
Pool
- None
- Included
- Fridge, Stove, Microwave/Range Hood, Dishwasher, dock Hot water tank, washer, dryer, freezer, all furniture & contents, water toys & boats
- Excluded
- Personal items
- Rental items
- Propane Tanks
Mortgage calculator
Estimated mortgage payment
$2,209 per month
- Principal and interest
- $2,209
- Property tax
- $281
- Condo fees
- $0
- Estimated monthly cost
- $2,491
Your mortgage
- Mortgage amount
- $399,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $263,639
Cash to close
- Down payment
- $99,800
- Land transfer tax
- $6,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $106,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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