$489,900
↓ $10,000 from $499,900
Est. payment $2,169/moCalculate yours
145 Third Street 215, Cobourg, ON K9A 5X1
Cobourg, Cobourg, ON K9A 5X1
- 2 Beds
- 3 Baths
- 1 Garage
- 900 Sq Ft
Listing courtesy of Re/Max Hallmark First Group Realty Ltd. MLS® X13761790
About this home
Enjoy the very best of Cobourg’s waterfront lifestyle just steps from the lake, marina, beach, and vibrant downtown core. Morning walks along the harbour, afternoons at Victoria Park beach, boating from the nearby marina, and evenings dining at local cafés and restaurants are all right outside your door. This sought-after location offers the perfect blend of scenic lakeside living and everyday convenience with truly low-maintenance condo living. Inside, this bright and beautifully maintained 2 bed/2 bath condo offers a functional layout with spacious principal rooms and an inviting open-concept living area. The living room features large windows and a walkout to a private balcony, offering a comfortable outdoor space to relax, overlooking Downtown Cobourg. The kitchen showcases maple cabinetry, a full appliance package, and ample prep space on the quartz countertops, flowing seamlessly into the formal dining area-ideal for entertaining. The primary bedroom provides generous double closets and an updated 4-piece ensuite, while the secondary bedroom is conveniently located on the other side of the unit, serviced by a 3-piece main bathroom and access to in-suite laundry. Additional highlights include fresh paint, premium laminate flooring, one underground parking space and a storage locker. A wonderful opportunity to enjoy carefree condo living in one of Cobourg’s most desirable waterfront communities.
Property details
Overview
- Property Type
- Condo Apartment
- Style
- Apartment
- For
- For Sale
- Status
- New
- Size
- 900 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick, Vinyl Siding
Lot & Parking
- Parking
- Underground garage · 1 total
Financial
- Property Taxes
- $4,483 (2025)
- Condo Fee
- $974/mo
- Fee Includes
- Water Included, Building Insurance Included, Parking Included
- Pets
- Yes-with Restrictions
Location
- Neighbourhood
- Cobourg
- Cross Street
- Albert St & 3rd St
Listing
- MLS® Number
- X13761790
- Days on Market
- 39
- Listed On
- 2026-09-09
- Possession
- TBD
- Listed By
- Re/Max Hallmark First Group Realty Ltd.
Rooms
Features
Interior
- Other
Amenities
- Party Room/Meeting Room
- Included
- All electric light fixtures & fans, all window coverings & blinds, refrigerator, stove, dishwasher, stackable washer dryer, smoke detectors, carbon monoxide detectors (all 'as is')
Mortgage calculator
Estimated mortgage payment
$2,169 per month
- Principal and interest
- $2,169
- Property tax
- $374
- Condo fees
- $974
- Estimated monthly cost
- $3,517
Your mortgage
- Mortgage amount
- $391,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $258,831
Cash to close
- Down payment
- $97,980
- Land transfer tax
- $6,273
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $104,253
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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