Gurvinder Nokwal REALTOR®
For Sale Detached 160 days on market

$449,000

Est. payment $1,988/moCalculate yours

149 Tammy’s Cove Road, Northern Bruce Peninsula, ON N0H 1W0

Northern Bruce Peninsula, Northern Bruce Peninsula, ON N0H 1W0

  • 2 Beds
  • 1 Baths
  • 700 Sq Ft
Map

Listing courtesy of Century 21 Millennium Inc. MLS® X13110532

About this home

Welcome to your hideaway on Tammy’s Cove Road! An enchanting home or four-season cottage tucked into the trees with views of Miller Lake shimmering through the leaves, and lake access just across the road. Perched on a private, forested hillside with nothing but untouched woodland behind you, the setting feels lifted into the canopy, where sunlight filters through branches and evenings invite campfires under a sky full of stars. Inside, warm pine tongue-and-groove wraps the space in cottage character. Updates include a metal roof, renovated kitchen, appliances, flooring, lighting, select windows, and water filtration, so you can simply arrive and exhale. The living room opens to a walkout deck, perfect for morning coffee amongst the treetops or quiet twilight dinners with seasonal lake views. Just across the road, a large municipal waterfront access, approximately 100 ft of shoreline, makes lake life effortless. Swim, launch a kayak, or stretch out with a book by the water whenever the mood strikes. A winterized guest bunkie with an electric fireplace creates a cozy retreat for visitors and adds to the property’s proven rental appeal, ideal if you’re dreaming of income potential alongside personal enjoyment. Set on a peaceful, family-friendly road yet close to the Peninsula’s most iconic destinations including Tobermory, The Grotto, Smokey Head White Bluffs Provincial Park, Devil’s Monument, and Dyers Bay, this is a place where nature, comfort, and a little everyday magic meet on the beautiful Bruce Peninsula.

Property details

Overview

Property Type
Detached
Style
Bungalow-Raised
For
For Sale
Status
Extension
Approximate Age
31-50
Size
700 sqft

Interior

Bedrooms
2
Bathrooms
1
Kitchens
1
Basement
Unfinished, Walk-Out

Building & Systems

Heating
Baseboard (Electric)
Cooling
None
Exterior
Vinyl Siding
Foundation
Concrete Block
Roof
Metal
Water
Well
Sewer
Septic

Lot & Parking

Lot Size
115.11 x 182.72 Feet
Parking
None garage · 4 total
Zoning
R2

Financial

Property Taxes
$2,059 (2025)

Location

Neighbourhood
Northern Bruce Peninsula
Cross Street
East Road
Direction Faces
South

Listing

MLS® Number
X13110532
Days on Market
160
Listed On
2026-05-11
Possession
Flexible
Listed By
Century 21 Millennium Inc.

Rooms

Room Level Dimensions
Dining Room Main 11′ 4″ × 9′ 3″
Living Room Main 14′ 3″ × 11′ 10″
Bedroom 2 Main 9′ 8″ × 7′ 10″
Foyer Main 8′ 4″ × 8′ 5″
Primary Bedroom Main 11′ 0″ × 8′ 10″
Kitchen Main 9′ 11″ × 9′ 4″

Features

Interior

  • Carpet Free
  • Guest Accommodations
  • Primary Bedroom - Main Floor
  • Water Heater Owned
  • Water Treatment

Property

  • Campground
  • Cul de Sac/Dead End
  • Lake Access
  • Lake/Pond
  • Park
  • School Bus Route

Pool

  • None
Included
Furnishings Included, Washer/Dryer Stackable Unit (sold AS IS), Microwave, Refrigerator, Stove, Satellite Dish, Smoke Detector, Carbon Monoxide Detector, Hot Water Tank Owned, Window Coverings.
Excluded
Personal Items, Linens, 2 Red Deck Chairs.

Mortgage calculator

Minimum for this price: $22,450 (5%)

Amortization, years

Estimated mortgage payment

$1,988 per month

Principal and interest
$1,988
Property tax
$172
Estimated monthly cost
$2,160

Your mortgage

Mortgage amount
$359,200
Mortgage insurance
Not needed
Interest over 25 years
$237,222

Cash to close

Down payment
$89,800
Land transfer tax
$5,455
Total, before legal fees
$95,255
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

149 Tammy’s Cove Road, Northern Bruce Peninsula, ON N0H 1W0 Northern Bruce Peninsula, Northern Bruce Peninsula, ON N0H 1W0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$449,000 149 Tammy’s Cove Road, Northern Bruce Peninsula, ON N0H 1W0
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