$449,000
Est. payment $1,988/moCalculate yours
149 Tammy’s Cove Road, Northern Bruce Peninsula, ON N0H 1W0
Northern Bruce Peninsula, Northern Bruce Peninsula, ON N0H 1W0
- 2 Beds
- 1 Baths
- 700 Sq Ft
Listing courtesy of Century 21 Millennium Inc. MLS® X13110532
About this home
Welcome to your hideaway on Tammy’s Cove Road! An enchanting home or four-season cottage tucked into the trees with views of Miller Lake shimmering through the leaves, and lake access just across the road. Perched on a private, forested hillside with nothing but untouched woodland behind you, the setting feels lifted into the canopy, where sunlight filters through branches and evenings invite campfires under a sky full of stars. Inside, warm pine tongue-and-groove wraps the space in cottage character. Updates include a metal roof, renovated kitchen, appliances, flooring, lighting, select windows, and water filtration, so you can simply arrive and exhale. The living room opens to a walkout deck, perfect for morning coffee amongst the treetops or quiet twilight dinners with seasonal lake views. Just across the road, a large municipal waterfront access, approximately 100 ft of shoreline, makes lake life effortless. Swim, launch a kayak, or stretch out with a book by the water whenever the mood strikes. A winterized guest bunkie with an electric fireplace creates a cozy retreat for visitors and adds to the property’s proven rental appeal, ideal if you’re dreaming of income potential alongside personal enjoyment. Set on a peaceful, family-friendly road yet close to the Peninsula’s most iconic destinations including Tobermory, The Grotto, Smokey Head White Bluffs Provincial Park, Devil’s Monument, and Dyers Bay, this is a place where nature, comfort, and a little everyday magic meet on the beautiful Bruce Peninsula.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow-Raised
- For
- For Sale
- Status
- Extension
- Approximate Age
- 31-50
- Size
- 700 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Unfinished, Walk-Out
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- None
- Exterior
- Vinyl Siding
- Foundation
- Concrete Block
- Roof
- Metal
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 115.11 x 182.72 Feet
- Parking
- None garage · 4 total
- Zoning
- R2
Financial
- Property Taxes
- $2,059 (2025)
Location
- Neighbourhood
- Northern Bruce Peninsula
- Cross Street
- East Road
- Direction Faces
- South
Listing
- MLS® Number
- X13110532
- Days on Market
- 160
- Listed On
- 2026-05-11
- Possession
- Flexible
- Listed By
- Century 21 Millennium Inc.
Rooms
Features
Interior
- Carpet Free
- Guest Accommodations
- Primary Bedroom - Main Floor
- Water Heater Owned
- Water Treatment
Property
- Campground
- Cul de Sac/Dead End
- Lake Access
- Lake/Pond
- Park
- School Bus Route
Pool
- None
- Included
- Furnishings Included, Washer/Dryer Stackable Unit (sold AS IS), Microwave, Refrigerator, Stove, Satellite Dish, Smoke Detector, Carbon Monoxide Detector, Hot Water Tank Owned, Window Coverings.
- Excluded
- Personal Items, Linens, 2 Red Deck Chairs.
Mortgage calculator
Estimated mortgage payment
$1,988 per month
- Principal and interest
- $1,988
- Property tax
- $172
- Condo fees
- $0
- Estimated monthly cost
- $2,160
Your mortgage
- Mortgage amount
- $359,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $237,222
Cash to close
- Down payment
- $89,800
- Land transfer tax
- $5,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $95,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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