$675,000
↓ $14,000 from $689,000
Est. payment $2,989/moCalculate yours
620 Settlersfield Court B, Waterloo, ON N2T 2K7
Waterloo, ON N2T 2K7
- 3 + 1 Beds
- 2 Baths
- 1,100 Sq Ft
Listing courtesy of CENTURY 21 PEOPLE`S CHOICE REALTY INC. MLS® X13741966
About this home
***MOTIVATED SELLER***Extra-Wide Corner-Lot Semi on a quiet, Child-friendly court offering approximately 1,685 Sq. ft. of finished living space across three levels, 3+1 bedrooms, two full bathrooms, a large private fenced yard and parking for four vehicles. The bright, carpet-free main floor features an open-concept living and dining area and an updated kitchen with pantry improvements, creating a practical and comfortable layout for everyday family living and entertaining. Upstairs are three well-sized bedrooms and a full bathroom. The finished lower level adds a fourth bedroom, second full bathroom, laundry and storage, providing valuable flexibility for guests, teenagers, extended family or a home office. Outside, enjoy the covered front porch, mature landscaping, storage shed and underground cistern for lawn irrigation. The double-wide driveway accommodates up to four vehicles, and with no sidewalk, there is less winter maintenance. Updates include roof (2016), furnace (2017), kitchen and pantry updates (2023), dishwasher (2023), lower-level bedroom conversion (2023) and sump pump (2023). Conveniently located near The Boardwalk, transit, restaurants, shopping, banks, medical services, Landmark Cinemas, schools, universities and everyday amenities.
Property details
Overview
- Property Type
- Semi-Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 31-50
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3 + 1
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Finished, Full
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick, Aluminum Siding
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 41.19 x 131.45 Feet
- Parking
- None garage · 4 total
Financial
- Property Taxes
- $3,577 (2025)
Location
- Cross Street
- Pinerow Crescent and Settlersfield Court
- Direction Faces
- West
Listing
- MLS® Number
- X13741966
- Days on Market
- 48
- Listed On
- 2026-08-31
- Possession
- Negotiable
- Listed By
- CENTURY 21 PEOPLE`S CHOICE REALTY INC.
Rooms
Features
Interior
- Built-In Oven
- Carpet Free
- On Demand Water Heater
- Sump Pump
Pool
- None
- Included
- Stove, Refrigerator (2), OTR Microwave (2), Washer, Dryer, Dishwasher, Electric Light fixtures and Window Coverings
- Excluded
- Seller furniture on the property. Available at a reasonable price.
- Rental items
- Hot Water Heater
Mortgage calculator
Estimated mortgage payment
$2,989 per month
- Principal and interest
- $2,989
- Property tax
- $298
- Condo fees
- $0
- Estimated monthly cost
- $3,287
Your mortgage
- Mortgage amount
- $540,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $356,626
Cash to close
- Down payment
- $135,000
- Land transfer tax
- $9,975
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $144,975
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
This photo could not be loaded.