$649,900
Est. payment $2,878/moCalculate yours
1071 Dotty Lake Road, Lake of Bays, ON P0A 1H0
Finlayson, Lake of Bays, ON P0A 1H0
- 2 Beds
- 0 Baths
- 700 Sq Ft
Listing courtesy of Royal LePage Lakes Of Muskoka Realty MLS® X13760060
About this home
Very desirable property on unpopulated Dotty Lake, giving you a true sense of Algonquin with loads of privacy and mature trees. The 310 feet of waterfront is level, fully treed and only 6 ft above the water. Most of the shoreline offers a natural golden sand bottom and small beach. The setting is super private while you enjoy year round sunsets and there is roughly 500 ft of Crown waterfront beside you and at the back of the property as well. Super location being within 25 min to Huntsville, Paved road is only 900 feet away and 4-5 bar cell reception. There is an original habitable cabin (16×20′) built in the 1950’s which can offer shelter and a future footprint for your future build!! There are 5 other cottages on this private road ending at this property. The hydro lines are on crown land and close to the back property line. This is the first time since this property was purchased from the crown in 1952 that it has come up for sale. Don’t miss this opportunity to become the 2nd owner of this very desirable Algonquin setting with Crown land, lakes, and trails all around you.
Property details
Overview
- Property Type
- Other
- Style
- Log
- For
- For Sale
- Status
- New
- Size
- 700 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 0
- Kitchens
- 1
- Basement
- None
Building & Systems
- Cooling
- None
- Exterior
- Wood
- Foundation
- Post & Pad
- Roof
- Asphalt Shingle
Lot & Parking
- Lot Size
- 310 x 270 Feet
- Parking
- None garage · 3 total
- Zoning
- WR
Financial
- Property Taxes
- $1,992 (2026)
Location
- Neighbourhood
- Finlayson
- Cross Street
- Limberlost Rd.
- Direction Faces
- East
Listing
- MLS® Number
- X13760060
- Days on Market
- 39
- Listed On
- 2026-09-09
- Possession
- Immediate
- Listed By
- Royal LePage Lakes Of Muskoka Realty
Rooms
Features
Interior
- None
Pool
- None
- Included
- Contents of Cabin, boats, canoe, paddle board included in as in condition
- Excluded
- Personal items
Mortgage calculator
Estimated mortgage payment
$2,878 per month
- Principal and interest
- $2,878
- Property tax
- $166
- Condo fees
- $0
- Estimated monthly cost
- $3,044
Your mortgage
- Mortgage amount
- $519,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $343,365
Cash to close
- Down payment
- $129,980
- Land transfer tax
- $9,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $139,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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