Gurvinder Nokwal REALTOR®
For Sale Detached 20 days on market

$499,900

Est. payment $2,213/moCalculate yours

20 Division Street, Kawartha Lakes, ON K9V 4S1

Lindsay, Kawartha Lakes, ON K9V 4S1

  • 3 + 1 Beds
  • 2 Baths
  • 1 Garage
  • 700 Sq Ft

Listing courtesy of Revel Realty Inc. MLS® X13834070

About this home

Charming upgraded home in a desirable Lindsay neighbourhood nestled on a quiet street close to all amenities. This beautifully updated home is move-in ready and full of charm. The main floor features upgraded flooring, a brand-new eat-in kitchen with quartz counters, a bright and inviting living room, a main-floor bedroom or office, a new 4-piece bath, and a cozy back porch-perfect for morning coffee looking over the backyard. Upstairs, you’ll find three additional bedrooms and a new 2-piece bath, offering plenty of space for family or guests. The basement is a blank canvas awaiting your personal touch, with laundry conveniently located and plenty of potential for future living space. Recent updates include new roof, siding, and eaves (2023) along with some newer windows for added efficiency and peace of mind. Outside, the property shines with a large in town lot, a 20 x 17 immaculate detached garage/workshop, and an asphalt driveway with ample parking. Located just steps from the Scugog River, beautiful walking trails, parks, Lindsay Golf & Country Club, and the Recreation Centre, this home offers both comfort and convenience. Whether you’re a first-time home buyer or looking to downsize, this lovely property could be your next perfect new home.

Property details

Overview

Property Type
Detached
Style
2-Storey
For
For Sale
Status
New
Size
700 sqft

Interior

Bedrooms
3 + 1
Bathrooms
2
Kitchens
1
Basement
Unfinished

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Vinyl Siding
Foundation
Concrete
Roof
Shingles
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
43.24 x 138.92 Feet
Parking
Detached garage · 7 total
Zoning
R2

Financial

Property Taxes
$2,728 (2025)

Location

Neighbourhood
Lindsay
Cross Street
LINDSAY ST S TO DIVISION STREET
Direction Faces
North

Listing

MLS® Number
X13834070
Days on Market
20
Listed On
2026-09-28
Possession
FEB 2027
Listed By
Revel Realty Inc.

Rooms

Room Level Dimensions
Bedroom 4 Upper 8′ 10″ × 9′ 1″
Other Basement 9′ 3″ × 11′ 5″
Utility Room Basement 16′ 1″ × 23′ 3″
Living Room Main 13′ 0″ × 12′ 10″
Foyer Main 9′ 0″ × 3′ 8″
Bedroom 2 Main 8′ 5″ × 8′ 2″
Bedroom 3 Upper 9′ 1″ × 8′ 5″
Other Upper 10′ 3″ × 8′ 6″
Dining Room Main 8′ 10″ × 7′ 11″
Kitchen Main 16′ 11″ × 12′ 2″
Other Basement 16′ 11″ × 12′ 2″
Primary Bedroom Upper 13′ 0″ × 9′ 1″

Features

Interior

  • Water Heater Owned

Pool

  • None
Included
FRIDGE, STOVE, WASHER & CLOTHES DRYER
Excluded
ALL PERSONAL BELONGINGS & STAGING ITEMS

Mortgage calculator

Minimum for this price: $24,995 (5%)

Amortization, years

Estimated mortgage payment

$2,213 per month

Principal and interest
$2,213
Property tax
$227
Estimated monthly cost
$2,441

Your mortgage

Mortgage amount
$399,920
Mortgage insurance
Not needed
Interest over 25 years
$264,115

Cash to close

Down payment
$99,980
Land transfer tax
$6,473
Total, before legal fees
$106,453
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

20 Division Street, Kawartha Lakes, ON K9V 4S1 Lindsay, Kawartha Lakes, ON K9V 4S1
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$499,900 20 Division Street, Kawartha Lakes, ON K9V 4S1
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