Gurvinder Nokwal REALTOR®
For Sale Semi-Detached 39 days on market

$649,000

Est. payment $2,874/moCalculate yours

286 Morgan Street, Cobourg, ON K9A 0L4

Cobourg, Cobourg, ON K9A 0L4

  • 2 Beds
  • 3 Baths
  • 1 Garage
  • 1,100 Sq Ft
Map

Listing courtesy of Keller Williams Energy Real Estate MLS® X13760818

About this home

Welcome to 286 Morgan Street - a beautifully updated bungalow designed for living well, living simply, and living fully. Nestled in a quiet residential neighbourhood just minutes from downtown Cobourg, the beach, schools, and the community centre, this home offers the perfect balance of connection and calm in Cobourg. With 1,184 sq ft of thoughtfully designed main floor living, this is the kind of space that makes everyday life easier. Large windows flood the fully bricked home with natural light, while the open concept layout creates effortless flow from kitchen to living to dining - ideal for quiet mornings with coffee or evenings spent gathered with friends. The kitchen is both stylish and functional, featuring quartz counters, upgraded cabinetry, and a premium gas range that invites you to slow down and enjoy cooking again. Luxury vinyl floors add warmth and durability, while the main floor fireplace creates a cozy focal point for relaxed nights in. The primary suite feels like a true retreat, complete with a generous walk-in closet and easy access to a well appointed bathroom. A second bedroom offers flexibility - guest room, office, or space for family - while main floor laundry with added storage keeps everything convenient and within reach. Downstairs, the finished lower level expands your lifestyle possibilities. A large open recreation space with its own fireplace offers room for movie nights, hobbies, visiting family, or a quiet escape. The additional two piece bath and large storage room ensure everything has its place. Step outside and enjoy a fully fenced backyard designed for low maintenance living. The landscaped setting, composite deck, and hot tub create a welcoming space for summer evenings, casual entertaining, or simply relaxing at the end of the day. It’s a backyard that offers enjoyment without the burden of heavy upkeep - ideal for those prioritizing ease and lifestyle over yard work.

Property details

Overview

Property Type
Semi-Detached
Style
Bungalow
For
For Sale
Status
Sold Conditional Escape
Size
1,100 sqft

Interior

Bedrooms
2
Bathrooms
3
Kitchens
1
Basement
Full, Finished

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Brick
Foundation
Poured Concrete
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
30.31 x 101.71 Feet
Parking
Attached garage · 2 total

Financial

Property Taxes
$4,842 (2026)

Location

Neighbourhood
Cobourg
Cross Street
Brook Rd N & Stirling Way
Direction Faces
East

Listing

MLS® Number
X13760818
Days on Market
39
Listed On
2026-09-09
Possession
Flexible
Listed By
Keller Williams Energy Real Estate

Rooms

Room Level Dimensions
Bathroom Basement -
Bedroom 2 Main 10′ 2″ × 9′ 0″
Primary Bedroom Main 13′ 9″ × 9′ 1″
Living Room Main 21′ 6″ × 12′ 7″
Bathroom Main -
Dining Room Main 21′ 6″ × 12′ 7″
Recreation Basement 20′ 2″ × 23′ 3″
Kitchen Main 10′ 2″ × 9′ 0″
Bathroom Main -

Features

Interior

  • Air Exchanger
  • Primary Bedroom - Main Floor

Property

  • Beach
  • Hospital
  • Lake/Pond
  • Park
  • Rec./Commun.Centre
  • School

Pool

  • None
Included
Existing Kitchen Appliances: Fridge, Gas Stove, Built-In Fan, Dishwasher. Interior: All Window Coverings & Blinds, All Electrical Light Fixtures, Washer & Dryer, Garage Door Opener & Remote, Basement Fridge. Exterior: Hot Tub.
Excluded
Stand Up Freezer in Basement
Rental items
Hot Water Tank

Mortgage calculator

Minimum for this price: $39,900 (6.15%)

Amortization, years

Estimated mortgage payment

$2,874 per month

Principal and interest
$2,874
Property tax
$404
Estimated monthly cost
$3,277

Your mortgage

Mortgage amount
$519,200
Mortgage insurance
Not needed
Interest over 25 years
$342,889

Cash to close

Down payment
$129,800
Land transfer tax
$9,455
Total, before legal fees
$139,255
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

286 Morgan Street, Cobourg, ON K9A 0L4 Cobourg, Cobourg, ON K9A 0L4
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$649,000 286 Morgan Street, Cobourg, ON K9A 0L4
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