$435,000
Est. payment $1,926/moCalculate yours
23 Maple Street, St. Thomas, ON N5R 1Y8
St. Thomas, St. Thomas, ON N5R 1Y8
- 3 Beds
- 2 Baths
- 1,100 Sq Ft
Listing courtesy of SAKER REALTY CORPORATION MLS® X13833716
About this home
You won’t miss this one driving by! This gorgeous vinyl-wrapped 1.5-storey home is loaded with curb appeal, featuring a charming covered front porch and updates throughout. Step inside and the tone is set immediately with soaring 9-foot ceilings, a seamless main-floor layout and stylish finishes everywhere you look. The welcoming mudroom area features beautiful wainscoting with hooks for coats and bags. Just off the entry, the cozy living room is filled with natural light from a large bay window and showcases some of the many updates found throughout the home. Continue into the spacious dining room, anchored by a black chandelier with Edison bulb lighting and offering plenty of room to host Thanksgiving, Christmas and large family dinners. The main floor also features a massive primary bedroom complete with its own ensuite. The bright white kitchen is packed with character, featuring gorgeous glass-front cabinetry, zellige-style subway tile backsplash and contrasting black fixtures. Upstairs, you’ll find two additional bedrooms, including an impressively oversized room that could easily serve as another primary bedroom, along with a second full bathroom. Out back is where this home really shines. Step onto the massive covered porch finished with beautiful pine ceilings and enough space for both outdoor lounging and grilling. From there, head down into the fenced in backyard surrounded by manicured greenery and complete with a firepit and large garden shed for additional storage. It’s not just the cosmetics that have been updated, the major mechanicals have received attention too, including a new furnace (2025), hot water tank (2021) and 100-amp breaker panel. Packed with character, thoughtful updates and a great outdoor space, this is an excellent opportunity for anyone looking to make their move into the market. Call TODAY!
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 100+
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Full, Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 32 x 120 Feet
- Parking
- None garage · 2 total
Financial
- Property Taxes
- $2,273 (2025)
Location
- Neighbourhood
- St. Thomas
- Cross Street
- Maple St & Ross St
- Direction Faces
- South
Listing
- MLS® Number
- X13833716
- Days on Market
- 20
- Listed On
- 2026-09-28
- Listed By
- SAKER REALTY CORPORATION
Features
Interior
- Sump Pump
- Primary Bedroom - Main Floor
Pool
- None
- Included
- Fridge, Stove, Dishwasher, Washer, Dryer
- Excluded
- Ring Camera
Mortgage calculator
Estimated mortgage payment
$1,926 per month
- Principal and interest
- $1,926
- Property tax
- $189
- Condo fees
- $0
- Estimated monthly cost
- $2,116
Your mortgage
- Mortgage amount
- $348,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $229,826
Cash to close
- Down payment
- $87,000
- Land transfer tax
- $5,175
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $92,175
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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