Gurvinder Nokwal REALTOR®
For Sale Detached 165 days on market

$1,900,000 ↓ $300,000 from $2,200,000

Est. payment $8,413/moCalculate yours

20 Nippissing Ridge Road, Tiny, ON L9M 0T8

Rural Tiny, Tiny, ON L9M 0T8

  • 6 Beds
  • 5 Baths
  • 2 Garage
  • 3,500 Sq Ft

Listing courtesy of HARVEY KALLES REAL ESTATE LTD. MLS® S13091276

About this home

Perched high on a ridge in the coveted Cedar Ridge private community at Cedar Point, this exceptional four-season residence captures sweeping panoramic views over the turquoise waters of Georgian Bay - “The Sixth Great Lake” and unforgettable western sunsets. Private Beach Club membership is available, offering residents of the community access to the waterfront of Georgian Bay. Set on a premium 3.3 acre lot just under two hours from Toronto, the home offers privacy, natural beauty, and a true four-season lifestyle. Designed for both relaxation and entertaining, the open-concept kitchen, dining and great room feature soaring vaulted ceilings, oak hardwood flooring, and oversized windows that fill the space with natural light. A granite-stone wood-burning fireplace anchors the great room, while a propane stove warms the sunroom. A wrap-around Western Red Cedar deck with LED lighting and a screened-in cedar lanai create seamless indoor-outdoor living. The private primary suite includes a 5-piece ensuite and direct access to its own deck overlooking the Bay. A walkout lower level with in-floor radiant heating and an upper loft provide flexible space for family and guests. Premium features include Pollard windows, Pella patio door, Lepage front door, generator, high-efficiency furnace, UV water treatment, air exchanger, irrigation, private well and septic. Professionally landscaped with integrated lighting and flagstone walkways. Located near the Thunder Beach community, Awenda Provincial Park, Lafontaine Beach and the historic towns of Penetanguishene and Midland, with Georgian Bay General Hospital and essential services close at hand. Blue Mountain and Horseshoe Valley ski & golf resorts are just 40 minutes away, while nearby private golf and tennis clubs, sailing clubs, trails and sandy beaches offer recreation for every season. A rare opportunity to own a four-season retreat in one of Ontario’s most breathtaking shoreline settings.

Property details

Overview

Property Type
Detached
Style
2-Storey
For
For Sale
Status
Price Change
Approximate Age
16-30
Size
3,500 sqft

Interior

Bedrooms
6
Bathrooms
5
Kitchens
1
Basement
Finished with Walk-Out, Full

Building & Systems

Heating
Forced Air (Propane)
Cooling
Central Air
Exterior
Wood
Foundation
Concrete, Wood Frame
Roof
Asphalt Shingle
Water
Well
Sewer
Septic

Lot & Parking

Lot Size
277 x 580 Feet
Parking
Attached garage · 8 total

Financial

Property Taxes
$10,647 (2025)

Location

Neighbourhood
Rural Tiny
Cross Street
Cedar Point Rd & Shoreline Rd
Direction Faces
West

Listing

MLS® Number
S13091276
Days on Market
165
Listed On
2026-05-06
Possession
Immediate/TBA
Listed By
HARVEY KALLES REAL ESTATE LTD.

Rooms

Room Level Dimensions
Primary Bedroom Ground 16′ 0″ × 22′ 5″
Utility Room Basement 13′ 7″ × 28′ 3″
Bedroom 4 Lower 10′ 3″ × 20′ 4″
Sunroom Ground 21′ 5″ × 22′ 1″
Bathroom Lower 8′ 6″ × 8′ 0″
Family Room Ground 15′ 8″ × 14′ 4″
Kitchen Ground 33′ 2″ × 27′ 3″
Dining Room Ground 14′ 1″ × 15′ 9″
Great Room Lower 35′ 2″ × 27′ 7″
Laundry Ground 10′ 11″ × 8′ 4″
Living Room Ground 23′ 0″ × 21′ 6″
Bedroom 2 Ground 14′ 9″ × 12′ 1″
Bedroom 3 Second 20′ 6″ × 25′ 1″
Bedroom 5 Lower 10′ 11″ × 16′ 1″
Breakfast Ground 14′ 4″ × 11′ 10″
Bedroom Lower 14′ 7″ × 14′ 1″

Features

Interior

  • Air Exchanger
  • Atrium
  • Auto Garage Door Remote
  • Bar Fridge
  • Built-In Oven
  • Countertop Range
  • ERV/HRV
  • Floor Drain
  • Generator - Full
  • In-Law Capability
  • In-Law Suite
  • Primary Bedroom - Main Floor
  • Propane Tank
  • Storage
  • Storage Area Lockers
  • Sump Pump
  • Ventilation System
  • Water Heater
  • Water Purifier
  • Water Treatment

Property

  • Campground
  • Clear View
  • Cul de Sac/Dead End
  • Golf
  • Hospital
  • Lake Access

Pool

  • None
Included
KitchenAid double door fridge/oven, GE cooktop, Bosch dishwasher, Panasonic microwave, Marvelbar fridge. LG washer/dryer, window coverings, elfs. Inflow heating. Hot water tank. Airexchanger. water treatment (UV filtration, Particulate filtration). Irrigation system. Generator. "Pollard Windows", "Pella" patio door. "Lepage" front door. Screened-in porch. Wrap-around Western Red Cedar wood deck. Wood Fireplace. Propane stove in a den. Rough in for basement fireplace. Rough in for bar plumbing in the basement. Landscaping.
Excluded
NA
Rental items
NA

Mortgage calculator

Minimum for this price: $380,000 (20%)

Amortization, years

Estimated mortgage payment

$8,413 per month

Principal and interest
$8,413
Property tax
$887
Estimated monthly cost
$9,300

Your mortgage

Mortgage amount
$1,520,000
Mortgage insurance
Not needed
Interest over 25 years
$1,003,837

Cash to close

Down payment
$380,000
Land transfer tax
$34,475
Total, before legal fees
$414,475
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

20 Nippissing Ridge Road, Tiny, ON L9M 0T8 Rural Tiny, Tiny, ON L9M 0T8
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$1,900,000 20 Nippissing Ridge Road, Tiny, ON L9M 0T8
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