$1,900,000
↓ $300,000 from $2,200,000
Est. payment $8,413/moCalculate yours
20 Nippissing Ridge Road, Tiny, ON L9M 0T8
Rural Tiny, Tiny, ON L9M 0T8
- 6 Beds
- 5 Baths
- 2 Garage
- 3,500 Sq Ft
Listing courtesy of HARVEY KALLES REAL ESTATE LTD. MLS® S13091276
About this home
Perched high on a ridge in the coveted Cedar Ridge private community at Cedar Point, this exceptional four-season residence captures sweeping panoramic views over the turquoise waters of Georgian Bay - “The Sixth Great Lake” and unforgettable western sunsets. Private Beach Club membership is available, offering residents of the community access to the waterfront of Georgian Bay. Set on a premium 3.3 acre lot just under two hours from Toronto, the home offers privacy, natural beauty, and a true four-season lifestyle. Designed for both relaxation and entertaining, the open-concept kitchen, dining and great room feature soaring vaulted ceilings, oak hardwood flooring, and oversized windows that fill the space with natural light. A granite-stone wood-burning fireplace anchors the great room, while a propane stove warms the sunroom. A wrap-around Western Red Cedar deck with LED lighting and a screened-in cedar lanai create seamless indoor-outdoor living. The private primary suite includes a 5-piece ensuite and direct access to its own deck overlooking the Bay. A walkout lower level with in-floor radiant heating and an upper loft provide flexible space for family and guests. Premium features include Pollard windows, Pella patio door, Lepage front door, generator, high-efficiency furnace, UV water treatment, air exchanger, irrigation, private well and septic. Professionally landscaped with integrated lighting and flagstone walkways. Located near the Thunder Beach community, Awenda Provincial Park, Lafontaine Beach and the historic towns of Penetanguishene and Midland, with Georgian Bay General Hospital and essential services close at hand. Blue Mountain and Horseshoe Valley ski & golf resorts are just 40 minutes away, while nearby private golf and tennis clubs, sailing clubs, trails and sandy beaches offer recreation for every season. A rare opportunity to own a four-season retreat in one of Ontario’s most breathtaking shoreline settings.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 16-30
- Size
- 3,500 sqft
Interior
- Bedrooms
- 6
- Bathrooms
- 5
- Kitchens
- 1
- Basement
- Finished with Walk-Out, Full
Building & Systems
- Heating
- Forced Air (Propane)
- Cooling
- Central Air
- Exterior
- Wood
- Foundation
- Concrete, Wood Frame
- Roof
- Asphalt Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 277 x 580 Feet
- Parking
- Attached garage · 8 total
Financial
- Property Taxes
- $10,647 (2025)
Location
- Neighbourhood
- Rural Tiny
- Cross Street
- Cedar Point Rd & Shoreline Rd
- Direction Faces
- West
Listing
- MLS® Number
- S13091276
- Days on Market
- 165
- Listed On
- 2026-05-06
- Possession
- Immediate/TBA
- Listed By
- HARVEY KALLES REAL ESTATE LTD.
Rooms
Features
Interior
- Air Exchanger
- Atrium
- Auto Garage Door Remote
- Bar Fridge
- Built-In Oven
- Countertop Range
- ERV/HRV
- Floor Drain
- Generator - Full
- In-Law Capability
- In-Law Suite
- Primary Bedroom - Main Floor
- Propane Tank
- Storage
- Storage Area Lockers
- Sump Pump
- Ventilation System
- Water Heater
- Water Purifier
- Water Treatment
Property
- Campground
- Clear View
- Cul de Sac/Dead End
- Golf
- Hospital
- Lake Access
Pool
- None
- Included
- KitchenAid double door fridge/oven, GE cooktop, Bosch dishwasher, Panasonic microwave, Marvelbar fridge. LG washer/dryer, window coverings, elfs. Inflow heating. Hot water tank. Airexchanger. water treatment (UV filtration, Particulate filtration). Irrigation system. Generator. "Pollard Windows", "Pella" patio door. "Lepage" front door. Screened-in porch. Wrap-around Western Red Cedar wood deck. Wood Fireplace. Propane stove in a den. Rough in for basement fireplace. Rough in for bar plumbing in the basement. Landscaping.
- Excluded
- NA
- Rental items
- NA
Mortgage calculator
Estimated mortgage payment
$8,413 per month
- Principal and interest
- $8,413
- Property tax
- $887
- Condo fees
- $0
- Estimated monthly cost
- $9,300
Your mortgage
- Mortgage amount
- $1,520,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $1,003,837
Cash to close
- Down payment
- $380,000
- Land transfer tax
- $34,475
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $414,475
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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