$490,000
Est. payment $2,170/moCalculate yours
130 Water Street E 14, Gananoque, ON K7G 0A8
05 - Gananoque, Gananoque, ON K7G 0A8
- 2 Beds
- 2 Baths
- 1 Garage
- 1,400 Sq Ft
Listing courtesy of REVEL REALTY INC., BROKERAGE MLS® X13834314
About this home
Welcome to Island Harbour Club. Experience modern waterfront living in the heart of the Thousand Islands. This stunning 2-bedroom, 2-bathroom ground-floor unit offers open-concept elegance with high ceilings, premium finishes, and expansive windows that fill the space with natural light. The kitchen features quartz countertops, sleek cabinetry, and stainless steel appliances, flowing seamlessly into the living and dining areas perfect for entertaining. The primary suite boasts a walk-in closet and spa-inspired ensuite, while the second bedroom is ideal for guests or a home office. Enjoy the convenience of in-suite laundry, secure underground parking, and a private terrace with views of the St. Lawrence River. Located steps from Gananoques vibrant downtown, marinas, parks, and trails, with easy access to Kingston . This boutique condominium offers a relaxed lifestyle in an unbeatable location.
Property details
Overview
- Property Type
- Condo Apartment
- Style
- 1 Storey/Apt
- For
- For Sale
- Status
- New
- Size
- 1,400 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Concrete, Vinyl Siding
Lot & Parking
- Parking
- Underground garage · 1 total
Financial
- Property Taxes
- $6,214 (2025)
- Condo Fee
- $600/mo
- Fee Includes
- Common Elements Included, Parking Included, Building Insurance Included
- Pets
- Yes-with Restrictions
Location
- Neighbourhood
- 05 - Gananoque
- Cross Street
- Main St and Water St
Listing
- MLS® Number
- X13834314
- Days on Market
- 20
- Listed On
- 2026-09-28
- Possession
- Flexible
- Listed By
- REVEL REALTY INC., BROKERAGE
Rooms
Features
Interior
- On Demand Water Heater
- Water Heater Owned
Property
- Lake Access
- Park
- Rec./Commun.Centre
Amenities
- None
- Included
- Fridge, Stove, Dishwasher, Washer, Dryer, and window coverings
- Excluded
- Light fixture in walk in closet and the upright freezer
Mortgage calculator
Estimated mortgage payment
$2,170 per month
- Principal and interest
- $2,170
- Property tax
- $518
- Condo fees
- $600
- Estimated monthly cost
- $3,288
Your mortgage
- Mortgage amount
- $392,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $258,884
Cash to close
- Down payment
- $98,000
- Land transfer tax
- $6,275
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $104,275
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
This photo could not be loaded.