$879,000
Est. payment $3,892/moCalculate yours
217800 Concession 3 Derby Road, Georgian Bluffs, ON N4K 5N5
Georgian Bluffs, Georgian Bluffs, ON N4K 5N5
- 4 Beds
- 3 Baths
- 2 Garage
- 1,100 Sq Ft
Listing courtesy of Royal LePage RCR Realty MLS® X13772184
About this home
Welcome to this beautifully maintained bungalow offering peaceful country living just minutes from Owen Sound. Set on a quiet property surrounded by mature trees, this home combines comfortable one-floor living with exceptional space indoors and out. The main floor features a spacious kitchen with granite countertops, island, dinette and patio doors to a large composite deck. A generous kitchen pantry with pull-out shelving provides excellent storage. The dining room showcases beautiful oak hardwood flooring, while the living room features a natural gas fireplace and vaulted ceiling accent. The primary bedroom offers a walk-in closet and 4-piece ensuite, with in-floor heat for added comfort. A second bedroom, 2-piece bath with newer toilet and main-floor laundry complete the main level. The fully finished walk-out basement provides additional living space with a large family room, fireplace and walk-out access and large windows flooding the space with natural light. Two more bedrooms with closets, 3-piece bathroom, utility room and cold room. In-floor heating adds comfort throughout the basement. The covered verandah and deck provide inviting spaces to relax and entertain, with a new fabric awning, concrete patio, fire-pit, raised garden beds, clothesline, variety of fruit trees and two storage sheds. A fully stacked wood shed and shed with concrete floor add plenty of useful storage. There is lots of parking, plus an RV hookup conveniently located at the side of the home. The attached two-car garage (24’3″x24’10”) features wide doors, while a separate generator panel provides added peace of mind. The home is equipped with natural gas, two gas fireplaces, a woodstove and updated fibre optic service. With generous parking, abundant storage, mature landscaping and a quiet setting close to Owen Sound, this property offers the ideal blend of comfort, convenience and country charm.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Approximate Age
- 16-30
- Size
- 1,100 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Finished with Walk-Out
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- None
- Exterior
- Stone, Vinyl Siding
- Foundation
- Poured Concrete
- Roof
- Fibreglass Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 165 x 179.5 Feet
- Parking
- Attached garage · 11 total
Financial
- Property Taxes
- $4,569 (2026)
Location
- Neighbourhood
- Georgian Bluffs
- Cross Street
- Grey Rd 18/Concession Rd 3
- Direction Faces
- West
Listing
- MLS® Number
- X13772184
- Days on Market
- 37
- Listed On
- 2026-09-11
- Possession
- flexible
- Listed By
- Royal LePage RCR Realty
Rooms
Features
Interior
- Air Exchanger
- Auto Garage Door Remote
- ERV/HRV
- Primary Bedroom - Main Floor
- Water Heater Owned
- Water Purifier
- Water Softener
Pool
- None
- Included
- 2 garden hose reels, plastic storage on drive, shoe rack in primary bedroom, large bookshelf in family room.
Mortgage calculator
Estimated mortgage payment
$3,892 per month
- Principal and interest
- $3,892
- Property tax
- $381
- Condo fees
- $0
- Estimated monthly cost
- $4,273
Your mortgage
- Mortgage amount
- $703,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $464,407
Cash to close
- Down payment
- $175,800
- Land transfer tax
- $14,055
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $189,855
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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