$549,900
Est. payment $2,435/moCalculate yours
1866 Irish Line, Severn, ON L0K 1E0
Coldwater, Severn, ON L0K 1E0
- 3 Beds
- 1 Baths
- 1,100 Sq Ft
Listing courtesy of Royal Lepage Kawartha Lakes Realty Inc. MLS® S13745098
About this home
Charming 1.5-storey character home on 1.544 acres in Coldwater. This 3-bedroom, 1-bath property blends country privacy with thoughtful updates throughout. The main level offers an open-concept layout with a bright living room, dining room, and a spacious kitchen featuring updated cabinetry. Main-floor laundry adds everyday convenience, and the home is carpet-free throughout. Upstairs, the primary bedroom and second bedroom offer a comfortable private space. Recent updates include a durable steel roof, a new furnace, central air conditioning (2020), and a septic system emptied in 2025. The home also features an owned water heater, water softener, and sump pump for added peace of mind. Water is supplied by a drilled well. Outside, a detached 16′ x 22′ workshop with a wood stove offers exceptional space for hobbies, trades, or extra storage - heated and ready to use year-round. With no garage but 10 parking spaces on the property, there’s plenty of room for vehicles, trailers, or toys. Set on a quiet rural road with easy access to Upper Big Chute Rd, this property offers a peaceful setting with 1,434 sq ft of finished living space, just a short drive from Coldwater’s amenities and Orillia’s conveniences. With flexible, immediate possession available, this move-in-ready property is an excellent opportunity for buyers seeking space, character, and country living.
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- New
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Partial Basement, Unfinished
Building & Systems
- Heating
- Forced Air (Propane)
- Cooling
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Concrete
- Roof
- Metal
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 145 x 457 Feet
- Parking
- None garage · 10 total
- Zoning
- RR
Financial
- Property Taxes
- $2,165 (2026)
Location
- Neighbourhood
- Coldwater
- Cross Street
- Upper Big Chute Rd & Irish Line/Lovering Line
- Direction Faces
- North
Listing
- MLS® Number
- S13745098
- Days on Market
- 47
- Listed On
- 2026-09-01
- Possession
- TBD
- Listed By
- Royal Lepage Kawartha Lakes Realty Inc.
Rooms
Features
Interior
- Sump Pump
- Water Heater Owned
- Water Softener
- Carpet Free
Pool
- None
- Included
- Fridge
Mortgage calculator
Estimated mortgage payment
$2,435 per month
- Principal and interest
- $2,435
- Property tax
- $180
- Condo fees
- $0
- Estimated monthly cost
- $2,615
Your mortgage
- Mortgage amount
- $439,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $290,531
Cash to close
- Down payment
- $109,980
- Land transfer tax
- $7,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $117,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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