Gurvinder Nokwal REALTOR®
For Sale Detached 23 days on market

$474,900

Est. payment $2,103/moCalculate yours

120 Queen Street, Smiths Falls, ON K7A 3N6

901 - Smiths Falls, Smiths Falls, ON K7A 3N6

  • 2 + 1 Beds
  • 2 Baths
  • 1 Garage
  • 700 Sq Ft

Listing courtesy of RE/MAX AFFILIATES MARQUIS MLS® X13832428

About this home

Enjoy waterfront living with the convenience of being in town. Set along approximately 60 feet of Rideau River frontage, this home offers a front-row seat to passing boats and sunsets over the water. The large deck, accessible from both the living room and kitchen, has glass railings that keep the view open. A private dock, permitted through Parks Canada, provides access to the Rideau system. Inside, large windows bring the river views into the main living spaces. The home offers two bedrooms upstairs, a finished basement bedroom, one full bathroom, and a main-floor powder room. A circular driveway, attached single-car garage, and metal roof add practical appeal. Municipal water and sewer, natural gas heating, central air conditioning, and on-demand hot water make year-round living easy. Recent improvements include a new furnace and air conditioner, spray foam insulation, and eavestroughs in 2020, followed by the powder room, basement bedroom, and deck in 2022. With the waterfront at your door and town amenities close by, it’s an inviting place to enjoy the Rideau in every season!

Property details

Overview

Property Type
Detached
Style
1 1/2 Storey
For
For Sale
Status
Sold Conditional Escape
Size
700 sqft

Interior

Bedrooms
2 + 1
Bathrooms
2
Kitchens
1
Basement
Crawl Space, Partial Basement, Partially Finished

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Vinyl Siding
Foundation
Block, Concrete
Roof
Metal
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
62.64 x 195.94 Feet
Parking
Attached garage · 5 total
Zoning
R1(F)

Financial

Property Taxes
$5,042 (2025)

Location

Neighbourhood
901 - Smiths Falls
Cross Street
Old Slys Road and Queen Street
Direction Faces
South

Listing

MLS® Number
X13832428
Days on Market
23
Listed On
2026-09-25
Possession
TBD
Listed By
RE/MAX AFFILIATES MARQUIS

Rooms

Room Level Dimensions
Powder Room Main 2′ 7″ × 4′ 1″
Bedroom Basement 10′ 2″ × 11′ 5″
Utility Room Basement 16′ 6″ × 23′ 3″
Living Room Main 14′ 6″ × 18′ 10″
Bedroom Second 9′ 5″ × 9′ 3″
Dining Room Main 13′ 4″ × 13′ 2″
Bathroom Second 8′ 2″ × 9′ 3″
Kitchen Main 16′ 11″ × 9′ 9″
Primary Bedroom Second 13′ 4″ × 9′ 7″

Features

Interior

  • On Demand Water Heater
  • Water Heater Owned

Property

  • School Bus Route
  • School
  • Waterfront
  • Park

Pool

  • None
Included
Refrigerator, Stove, Dishwasher, Washer Dryer, Dock
Excluded
None
Rental items
None

Mortgage calculator

Minimum for this price: $23,745 (5%)

Amortization, years

Estimated mortgage payment

$2,103 per month

Principal and interest
$2,103
Property tax
$420
Estimated monthly cost
$2,523

Your mortgage

Mortgage amount
$379,920
Mortgage insurance
Not needed
Interest over 25 years
$250,906

Cash to close

Down payment
$94,980
Land transfer tax
$5,973
Total, before legal fees
$100,953
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

120 Queen Street, Smiths Falls, ON K7A 3N6 901 - Smiths Falls, Smiths Falls, ON K7A 3N6
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$474,900 120 Queen Street, Smiths Falls, ON K7A 3N6
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