$474,900
Est. payment $2,103/moCalculate yours
120 Queen Street, Smiths Falls, ON K7A 3N6
901 - Smiths Falls, Smiths Falls, ON K7A 3N6
- 2 + 1 Beds
- 2 Baths
- 1 Garage
- 700 Sq Ft
Listing courtesy of RE/MAX AFFILIATES MARQUIS MLS® X13832428
About this home
Enjoy waterfront living with the convenience of being in town. Set along approximately 60 feet of Rideau River frontage, this home offers a front-row seat to passing boats and sunsets over the water. The large deck, accessible from both the living room and kitchen, has glass railings that keep the view open. A private dock, permitted through Parks Canada, provides access to the Rideau system. Inside, large windows bring the river views into the main living spaces. The home offers two bedrooms upstairs, a finished basement bedroom, one full bathroom, and a main-floor powder room. A circular driveway, attached single-car garage, and metal roof add practical appeal. Municipal water and sewer, natural gas heating, central air conditioning, and on-demand hot water make year-round living easy. Recent improvements include a new furnace and air conditioner, spray foam insulation, and eavestroughs in 2020, followed by the powder room, basement bedroom, and deck in 2022. With the waterfront at your door and town amenities close by, it’s an inviting place to enjoy the Rideau in every season!
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- Sold Conditional Escape
- Size
- 700 sqft
Interior
- Bedrooms
- 2 + 1
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Crawl Space, Partial Basement, Partially Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Block, Concrete
- Roof
- Metal
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 62.64 x 195.94 Feet
- Parking
- Attached garage · 5 total
- Zoning
- R1(F)
Financial
- Property Taxes
- $5,042 (2025)
Location
- Neighbourhood
- 901 - Smiths Falls
- Cross Street
- Old Slys Road and Queen Street
- Direction Faces
- South
Listing
- MLS® Number
- X13832428
- Days on Market
- 23
- Listed On
- 2026-09-25
- Possession
- TBD
- Listed By
- RE/MAX AFFILIATES MARQUIS
Rooms
Features
Interior
- On Demand Water Heater
- Water Heater Owned
Property
- School Bus Route
- School
- Waterfront
- Park
Pool
- None
- Included
- Refrigerator, Stove, Dishwasher, Washer Dryer, Dock
- Excluded
- None
- Rental items
- None
Mortgage calculator
Estimated mortgage payment
$2,103 per month
- Principal and interest
- $2,103
- Property tax
- $420
- Condo fees
- $0
- Estimated monthly cost
- $2,523
Your mortgage
- Mortgage amount
- $379,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $250,906
Cash to close
- Down payment
- $94,980
- Land transfer tax
- $5,973
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $100,953
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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