$1,049,000
↓ $125,000 from $1,174,000
Est. payment $4,645/moCalculate yours
35868 Fingal Line, Southwold, ON N5P 3S5
Fingal, Southwold, ON N5P 3S5
- 5 Beds
- 5 Baths
- 2 Garage
- 2,000 Sq Ft
Listing courtesy of RIGHT AT HOME REALTY MLS® X13732220
About this home
Escape to the country without sacrificing convenience. Situated on a beautiful 2.09-acre property, this impressive home is located just 10 minutes to Highway 401, 10 minutes to St. Thomas, and 7 minutes to the beaches, restaurants, and shops of Port Stanley. Have questions? This listing features “Talk to the Home” Call or Text (807) 799-4663 and ask anything about this property 24/7.This well-maintained home offers a spacious layout 5 bedrooms and 5 bathrooms with a main floor in-law suite and an indoor 40 feet by 15.75 feet heated shop all on individually powered 15 amp outlets. There’s a formal dining room, home office, and a stunning kitchen featuring quartz countertops, gas stove, and modern finishes. The second floor includes a generous primary bedroom, additional bedroom, and full bathroom, while the lower level boasts a large family room with a gas fireplace capable of heating the entire home. A major highlight is the self-contained apartment suite with its own private entrance, kitchen, living room, bedroom with walk-in closet, and full bathroom-perfect for multi-generational living, guests, or rental income potential. Step outside and enjoy your own private retreat featuring over 1,400 sq. ft. of deck space, a 27-foot pool with a new liner (2024), and plenty of room for entertaining. The property also includes a 14′ x 28′ shed, double-car garage, and parking for 15+ vehicles,. Additional features and updates include: Shingles (2021),200-amp service, Bosch Hybrid Heat Pump (Nov. 2025) with 10-year warranty, Tankless water heater, Pool pump (approx. 2 years old), Pool heater (approx. 3 years old)Epoxy front porch and walkway(2026), Rogers high-speed internet (900+ Mbps), separate well water supply for gardens and landscaping and the lawn tractor is included. This exceptional property offers the perfect combination of space, privacy, functionality, and income potential in a sought-after rural setting close to all amenities.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 51-99
- Size
- 2,000 sqft
Interior
- Bedrooms
- 5
- Bathrooms
- 5
- Kitchens
- 2
- Basement
- Finished, Full
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick, Vinyl Siding
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Septic
Lot & Parking
- Lot Size
- 247.54 x 345.7 Feet
- Parking
- Attached garage · 17 total
Financial
- Property Taxes
- $5,127 (2025)
Location
- Neighbourhood
- Fingal
- Cross Street
- Union Road
- Direction Faces
- North
Listing
- MLS® Number
- X13732220
- Days on Market
- 47
- Listed On
- 2026-09-01
- Possession
- Flexible
- Listed By
- RIGHT AT HOME REALTY
Rooms
Features
Interior
- Auto Garage Door Remote
- Guest Accommodations
- In-Law Suite
Property
- School Bus Route
Pool
- Above Ground
- Included
- Existing fridge, stove, washer, dryer, dishwasher, in law suite appliances, lawn tractor
Mortgage calculator
Estimated mortgage payment
$4,645 per month
- Principal and interest
- $4,645
- Property tax
- $427
- Condo fees
- $0
- Estimated monthly cost
- $5,072
Your mortgage
- Mortgage amount
- $839,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $554,224
Cash to close
- Down payment
- $209,800
- Land transfer tax
- $17,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $227,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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