$2,000,000
Est. payment $8,856/moCalculate yours
39 Yates Street, St. Catharines, ON L2R 5R3
451 - Downtown, St. Catharines, ON L2R 5R3
- 4 + 1 Beds
- 4 Baths
- 2 Garage
- 3,500 Sq Ft
Listing courtesy of MCGARR REALTY CORP, BROKERAGE MLS® X13707644
About this home
Welcome home to 39 Yates Street and enjoy all that this coveted gem has to offer. Lovingly updated and maintained by the current owner of 38 years. The enticing exterior invites you in to over 3800 sq.ft. of pristine living space on a 1/3 acre valley lot. A major addition in 1993 added 1111 sq.ft. With 92′ of frontage, you have a 5-car driveway plus an oversized double garage. The elegant foyer opens to the grand 18×16 living room with gas fireplace and 12 ft. high detailed ceilings and baseboards. Glass French doors open to the majestic 18×14 dining room with gas fireplace and massive windows viewing the valley. Unwind after dinner in the main floor family room, again with high ceilings, large windows and gas fireplace. The 21×17 eat-in kitchen has wood floors, granite counters, wet bar, six appliances, and walkout to the yard. An open den completes this level. Above the garage is a bedroom/workout room. The main upper bedroom level has wood floors, amazing closet spaces, and large deep windows. The stunning 5pc bathroom has a soaker tub, 7×3.6 walk-in shower, 2 sinks and a bay window. A rare and big bonus is the in-law/nanny suite with private separate entrance, living room, elegant kitchen with 5 appliances and waterfall island, large 3pc with walk-in shower and a 15.6×11.5 bedroom with another large window and closet. A 2nd bedroom and large laundry room completes this level. Even heating with owned hot water on demand and boiler system. Fully air-conditioned, full waterproofing all around in 2025. Amazing space and value. Closing is flexible.
Property details
Overview
- Property Type
- Detached
- Style
- 2 1/2 Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 100+
- Size
- 3,500 sqft
Interior
- Bedrooms
- 4 + 1
- Bathrooms
- 4
- Kitchens
- 2
- Basement
- Apartment, Finished with Walk-Out, Separate Entrance
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Stucco (Plaster)
- Foundation
- Brick, Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 92 x 159.2 Feet
- Parking
- Attached garage · 7 total
Financial
- Property Taxes
- $11,422 (2026)
Location
- Neighbourhood
- 451 - Downtown
- Cross Street
- Salina & Yates
- Direction Faces
- West
Listing
- MLS® Number
- X13707644
- Days on Market
- 55
- Listed On
- 2026-08-24
- Possession
- 30-60 Days
- Listed By
- MCGARR REALTY CORP, BROKERAGE
Rooms
Features
Interior
- Accessory Apartment
- Auto Garage Door Remote
- Bar Fridge
- Built-In Oven
- Storage
- Central Vacuum
- Countertop Range
- Guest Accommodations
- In-Law Suite
- Separate Hydro Meter
- Sump Pump
- Upgraded Insulation
- Water Heater Owned
Property
- Arts Centre
- Golf
- Hospital
- Park
- Public Transit
- Terraced
Pool
- None
- Included
- All light fixtures, all window coverings, dishwasher, wall oven, microwave, cook top, French door fridge, apartment fridge, stove, wine fridge, and piano. 2 heated towel racks - upstairs and lower level bathroom, washer, and dryer.
Mortgage calculator
Estimated mortgage payment
$8,856 per month
- Principal and interest
- $8,856
- Property tax
- $952
- Condo fees
- $0
- Estimated monthly cost
- $9,807
Your mortgage
- Mortgage amount
- $1,600,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $1,056,670
Cash to close
- Down payment
- $400,000
- Land transfer tax
- $36,475
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $436,475
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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