$579,999
Est. payment $2,568/moCalculate yours
110 Chambers Street, Smiths Falls, ON K7A 2Z1
901 - Smiths Falls, Smiths Falls, ON K7A 2Z1
- 4 Beds
- 2 Baths
- 2,000 Sq Ft
Listing courtesy of EXP REALTY MLS® X13827710
About this home
TURNKEY INCOME OPPORTUNITY Duplex with $3,200/MONTH in current rental income! Welcome to 110 Chambers Street, a well-established two-unit property offering strong cash flow, separate hydro and over $60,000 in significant recent improvements. The upper unit rents for $1,400/month, while the lower unit generates $1,800/month. Tenants pay their own separately metered hydro, with the owner covering gas and water. Major capital improvements provide added peace of mind, including a new shingled roof with added sheeting (2022 - $20,300), new upper-unit washing machine (2024 - $1,000), new flat roof (2025 - $3,600), extensively restructured and replaced decks ($37,400), and updated lower eaves troughing on the Market Street side ($1,250). Original windows have also been replaced with vinyl windows. The property features radiant heating supplied by a high-efficiency gas boiler. The upper unit has an electric stove and electric water heater, while the lower unit has an electric stove and gas water heater. Parking is another bonus, with 2 spaces for the upper unit, potentially 3 with tandem parking, plus 1 space for the lower unit. With established tenants, impressive recent improvements and immediate rental income already in place, this is a compelling opportunity to add a solid income-producing property to your investment portfolio. Basement bathroom is being sold “as is.”
Property details
Overview
- Property Type
- Duplex
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Size
- 2,000 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 2
- Kitchens
- 2
- Basement
- Full, Unfinished
Building & Systems
- Heating
- Radiant (Gas)
- Cooling
- Central Air
- Exterior
- Brick, Vinyl Siding
- Foundation
- Stone
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 66 x 40 Feet
- Parking
- None garage · 3 total
Financial
- Property Taxes
- $4,062 (2025)
Location
- Neighbourhood
- 901 - Smiths Falls
- Cross Street
- Coming from Carleton Place, take highway 15 into Smiths Falls, Right onto Cornelia St E, Left onto Elmsley St N, Left onto Chambers St.
- Direction Faces
- North
Listing
- MLS® Number
- X13827710
- Days on Market
- 23
- Listed On
- 2026-09-25
- Possession
- ASAP
- Listed By
- EXP REALTY
Rooms
Features
Interior
- None
Pool
- None
- Included
- 2 Refrigerators, 2 Stoves, 2Dishwashers, 2 Washers, 2Dryers.
- Rental items
- None
Mortgage calculator
Estimated mortgage payment
$2,568 per month
- Principal and interest
- $2,568
- Property tax
- $339
- Condo fees
- $0
- Estimated monthly cost
- $2,907
Your mortgage
- Mortgage amount
- $463,999
- Mortgage insurance
- Not needed
- Interest over 25 years
- $306,434
Cash to close
- Down payment
- $116,000
- Land transfer tax
- $8,075
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $124,075
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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