$642,000
↓ $37,900 from $679,900
Est. payment $2,843/moCalculate yours
275 James Street S 13, St. Marys, ON N4X 1C6
St. Marys, St. Marys, ON N4X 1C6
- 3 + 1 Beds
- 4 Baths
- 1 Garage
- 2,000 Sq Ft
Listing courtesy of Coldwell Banker Homefield Legacy Realty MLS® X13070130
About this home
Welcome to Unit 13 at 275 James Street South in St. Marys - a spacious 4-bedroom, 4-bathroom townhouse condominium offering approximately 2,200 sq. ft. of finished living space across three levels. With a finished basement, attached garage and a flexible layout, this is one of the largest condominium options available in St. Marys and an excellent fit for families, busy professionals or multigenerational living.The main level features 9′ ceilings, luxury vinyl plank flooring and a well-appointed kitchen with quartz countertops, marble mosaic backsplash and high-end appliances. Upstairs offers generously sized bedrooms, while the fully finished lower level adds a fourth bedroom, full bathroom and wet bar - creating an ideal setup for extended family, guests, teenagers or additional living space.Built with longevity and low-maintenance living in mind, the home features triple-pane windows, a commercial-grade Vicwest steel roof and steel siding, along with a concrete driveway, composite deck with natural gas hookup, on-demand water heater and water softener.The condominium conversion is now complete and registered as Perth Standard Condominium Plan No. 73. Monthly condo fees are $205 and provide owners with the convenience of condominium living while maintaining the space and feel of a full-sized home.Located close to Little Falls Public School, St. Marys DCVI, the Pyramid Recreation Centre, parks, trails and everyday amenities. If you’ve been looking for more space without the maintenance demands of a traditional detached home, Unit 13 deserves a closer look.
Property details
Overview
- Property Type
- Condo Townhouse
- Style
- 2-Storey
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 0-5
- Size
- 2,000 sqft
Interior
- Bedrooms
- 3 + 1
- Bathrooms
- 4
- Kitchens
- 1
- Basement
- Finished, Full
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick, Metal/Steel Siding
- Foundation
- Poured Concrete
- Roof
- Metal
Lot & Parking
- Parking
- Attached garage · 3 total
Financial
- Condo Fee
- $205/mo
- Fee Includes
- Building Insurance Included, Parking Included
- Pets
- Yes-with Restrictions
Location
- Neighbourhood
- St. Marys
- Cross Street
- James Street S & Maxwell Street
Listing
- MLS® Number
- X13070130
- Days on Market
- 170
- Listed On
- 2026-05-01
- Possession
- Flexible
- Listed By
- Coldwell Banker Homefield Legacy Realty
Rooms
Features
Interior
- Air Exchanger
- Water Softener
- Water Heater Owned
- Carpet Free
- In-Law Capability
- On Demand Water Heater
Amenities
- None
- Included
- Fridge, Stove, Washer, Dryer
- Rental items
- None
Mortgage calculator
Estimated mortgage payment
$2,843 per month
- Principal and interest
- $2,843
- Property tax
- $0
- Condo fees
- $205
- Estimated monthly cost
- $3,048
Your mortgage
- Mortgage amount
- $513,600
- Mortgage insurance
- Not needed
- Interest over 25 years
- $339,191
Cash to close
- Down payment
- $128,400
- Land transfer tax
- $9,315
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $137,715
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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