$449,900
Est. payment $1,992/moCalculate yours
478 First Avenue W, North Bay, ON P1B 3C4
Central, North Bay, ON P1B 3C4
- 4 + 1 Beds
- 3 Baths
- 1,500 Sq Ft
Listing courtesy of Royal LePage Northern Life Realty, Brokerage MLS® X13695242
About this home
Opportunity Knocks! Spacious detached home 1,654 sq ft (above grade floor) plus basement; offering 5 bedrooms and 3 washrooms, with a separate entrance to the basement. Ideally located in a convenient central location close to public transit, shopping, and just a short walk to the waterfront. A great opportunity for a large family, multi-generational household, or investor. Step inside to a welcoming foyer leading to a bright and spacious living room featuring large windows that fill the space with natural light; The dining area offers plenty of room for family meals and gatherings. The bright and cozy kitchen provides ample cupboard space and direct access to the backyard deck-perfect for entertaining or enjoying warm summer evenings. A 3-piece bathroom completes the main floor. The second level features 4 generous bedrooms, each with a window and closet, plus a 4-piecebathroom.The lower level offers a separate entrance, 1 good-sized bedroom, 2-piece bathroom, and laundry area, providing excellent potential for an in-law suite or additional living space. Private parking for two vehicles is available along the side of the home. Hot water tank is owned. A versatile property with plenty of space and potential in a highly convenient location-don’t miss this opportunity!
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Size
- 1,500 sqft
Interior
- Bedrooms
- 4 + 1
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- None
- Exterior
- Aluminum Siding
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 33 x 89.72 Feet
- Parking
- None garage · 2 total
- Zoning
- RM1
Financial
- Property Taxes
- $3,435 (2026)
Location
- Neighbourhood
- Central
- Cross Street
- Front Street & First Ave W
- Direction Faces
- South
Listing
- MLS® Number
- X13695242
- Days on Market
- 59
- Listed On
- 2026-08-20
- Listed By
- Royal LePage Northern Life Realty, Brokerage
Rooms
Features
Interior
- Carpet Free
- Water Heater Owned
Property
- Fenced Yard
- Public Transit
- School
- Library
Pool
- None
- Included
- Fridge, Stove, Dishwasher, Washer, Dryer, All Electric Fixtures, All Window Coverings
Mortgage calculator
Estimated mortgage payment
$1,992 per month
- Principal and interest
- $1,992
- Property tax
- $286
- Condo fees
- $0
- Estimated monthly cost
- $2,278
Your mortgage
- Mortgage amount
- $359,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $237,698
Cash to close
- Down payment
- $89,980
- Land transfer tax
- $5,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $95,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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