Gurvinder Nokwal REALTOR®
For Sale Detached 135 days on market

$1,725,000 ↓ $100,000 from $1,825,000

Est. payment $7,638/moCalculate yours

3413 FLAT RAPIDS Lane, Severn, ON L0K 1E0

Rural Severn, Severn, ON L0K 1E0

  • 4 Beds
  • 3 Baths
  • 1,500 Sq Ft

Listing courtesy of EXP REALTY MLS® S13411492

About this home

Deep water. Five private acres. Direct access to the Trent-Severn Waterway. Some waterfront is for looking at-this is waterfront you live on. Tucked at the end of a year-round private road on just over five wooded acres, this fully winterized four-season home offers approximately 218 feet of direct Severn River frontage and roughly ten feet of water at the dock. That means real boating: deep-water access from your own shoreline, with the Trent-Severn Waterway beyond it-no shallow approach, no compromise. Step inside and the river follows you. The great room rises to a vaulted wood ceiling, anchored by a floor-to-ceiling stone wood-burning fireplace. Hardwood runs underfoot, while a full wall of windows pulls the water straight into the room. The kitchen is built for the way cottages actually live, with custom cabinetry, granite counters, a centre island with seating and updated appliances (2022). It opens to a multi-level deck that steps down toward the dock, keeping the river part of daily life indoors and out. Four bedrooms: three on the main level, plus a private upper-level primary retreat with a walk-in closet and three-piece ensuite. On the lower level, a screened porch sits beneath the main deck and opens to the river-a sheltered spot for morning coffee, summer meals and evenings by the water. The finished walkout lower level adds a generous recreation room and a flexible room suited to a home office, den or guest space. Outside: a hot tub, a circular drive with parking for ten, and recent peace-of-mind upgrades including a 2023 UV water system and a 2022 lake pump. Privacy, deep water and four-season comfort-fifteen minutes from Coldwater, and a world away. This is the Severn River done right.

Property details

Overview

Property Type
Detached
Style
Chalet
For
For Sale
Status
Extension
Approximate Age
31-50
Size
1,500 sqft

Interior

Bedrooms
4
Bathrooms
3
Kitchens
1
Basement
Walk-Out, Full

Building & Systems

Heating
Forced Air (Propane)
Cooling
Central Air
Exterior
Wood
Foundation
Concrete Block
Roof
Asphalt Shingle
Water
Other
Sewer
Septic

Lot & Parking

Lot Size
224.28 x 796.5 Feet
Parking
None garage · 10 total
Zoning
SR1

Financial

Property Taxes
$6,817 (2025)

Location

Neighbourhood
Rural Severn
Cross Street
Tamarack Lane, Rt on Daisy Lane, Lt on Flat Rapids Lane
Direction Faces
North

Listing

MLS® Number
S13411492
Days on Market
135
Listed On
2026-06-05
Possession
Flexible
Listed By
EXP REALTY

Rooms

Room Level Dimensions
Laundry Main 6′ 3″ × 4′ 11″
Recreation Lower 22′ 11″ × 14′ 5″
Kitchen Main 19′ 10″ × 9′ 9″
Dining Room Main 13′ 2″ × 11′ 2″
Office Lower 10′ 5″ × 13′ 2″
Bedroom Main 10′ 11″ × 11′ 3″
Primary Bedroom Second 17′ 7″ × 17′ 4″
Bathroom Second 9′ 6″ × 5′ 10″
Living Room Main 15′ 2″ × 23′ 1″
Bathroom Lower 5′ 0″ × 6′ 11″
Bathroom Main 8′ 6″ × 4′ 11″
Bedroom Main 11′ 5″ × 10′ 0″
Bedroom Main 11′ 4″ × 10′ 1″

Features

Interior

  • Other

Pool

  • None
Included
Appliances and hot tub, New water system 2023, (UV), new water pump in lake 2022, new kit Appliances 2022, Bell satellite, fan for fireplace to blow heat into furnace ducts, plug in for generator (generator not included), electrical outlet on dock.
Excluded
Jet ski lift, fridge and freezer in the basement, all patio furniture, garbage box.
Rental items
Propane Tank

Mortgage calculator

Minimum for this price: $345,000 (20%)

Amortization, years

Estimated mortgage payment

$7,638 per month

Principal and interest
$7,638
Property tax
$568
Estimated monthly cost
$8,206

Your mortgage

Mortgage amount
$1,380,000
Mortgage insurance
Not needed
Interest over 25 years
$911,378

Cash to close

Down payment
$345,000
Land transfer tax
$30,975
Total, before legal fees
$375,975
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

3413 FLAT RAPIDS Lane, Severn, ON L0K 1E0 Rural Severn, Severn, ON L0K 1E0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$1,725,000 3413 FLAT RAPIDS Lane, Severn, ON L0K 1E0
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