$1,725,000
↓ $100,000 from $1,825,000
Est. payment $7,638/moCalculate yours
3413 FLAT RAPIDS Lane, Severn, ON L0K 1E0
Rural Severn, Severn, ON L0K 1E0
- 4 Beds
- 3 Baths
- 1,500 Sq Ft
Listing courtesy of EXP REALTY MLS® S13411492
About this home
Deep water. Five private acres. Direct access to the Trent-Severn Waterway. Some waterfront is for looking at-this is waterfront you live on. Tucked at the end of a year-round private road on just over five wooded acres, this fully winterized four-season home offers approximately 218 feet of direct Severn River frontage and roughly ten feet of water at the dock. That means real boating: deep-water access from your own shoreline, with the Trent-Severn Waterway beyond it-no shallow approach, no compromise. Step inside and the river follows you. The great room rises to a vaulted wood ceiling, anchored by a floor-to-ceiling stone wood-burning fireplace. Hardwood runs underfoot, while a full wall of windows pulls the water straight into the room. The kitchen is built for the way cottages actually live, with custom cabinetry, granite counters, a centre island with seating and updated appliances (2022). It opens to a multi-level deck that steps down toward the dock, keeping the river part of daily life indoors and out. Four bedrooms: three on the main level, plus a private upper-level primary retreat with a walk-in closet and three-piece ensuite. On the lower level, a screened porch sits beneath the main deck and opens to the river-a sheltered spot for morning coffee, summer meals and evenings by the water. The finished walkout lower level adds a generous recreation room and a flexible room suited to a home office, den or guest space. Outside: a hot tub, a circular drive with parking for ten, and recent peace-of-mind upgrades including a 2023 UV water system and a 2022 lake pump. Privacy, deep water and four-season comfort-fifteen minutes from Coldwater, and a world away. This is the Severn River done right.
Property details
Overview
- Property Type
- Detached
- Style
- Chalet
- For
- For Sale
- Status
- Extension
- Approximate Age
- 31-50
- Size
- 1,500 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Walk-Out, Full
Building & Systems
- Heating
- Forced Air (Propane)
- Cooling
- Central Air
- Exterior
- Wood
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Water
- Other
- Sewer
- Septic
Lot & Parking
- Lot Size
- 224.28 x 796.5 Feet
- Parking
- None garage · 10 total
- Zoning
- SR1
Financial
- Property Taxes
- $6,817 (2025)
Location
- Neighbourhood
- Rural Severn
- Cross Street
- Tamarack Lane, Rt on Daisy Lane, Lt on Flat Rapids Lane
- Direction Faces
- North
Listing
- MLS® Number
- S13411492
- Days on Market
- 135
- Listed On
- 2026-06-05
- Possession
- Flexible
- Listed By
- EXP REALTY
Rooms
Features
Interior
- Other
Pool
- None
- Included
- Appliances and hot tub, New water system 2023, (UV), new water pump in lake 2022, new kit Appliances 2022, Bell satellite, fan for fireplace to blow heat into furnace ducts, plug in for generator (generator not included), electrical outlet on dock.
- Excluded
- Jet ski lift, fridge and freezer in the basement, all patio furniture, garbage box.
- Rental items
- Propane Tank
Mortgage calculator
Estimated mortgage payment
$7,638 per month
- Principal and interest
- $7,638
- Property tax
- $568
- Condo fees
- $0
- Estimated monthly cost
- $8,206
Your mortgage
- Mortgage amount
- $1,380,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $911,378
Cash to close
- Down payment
- $345,000
- Land transfer tax
- $30,975
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $375,975
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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