Gurvinder Nokwal REALTOR®
For Sale Other 37 days on market

$539,000

Est. payment $2,387/moCalculate yours

1102 Unit #4 Birchcroft Road, Lake of Bays, ON P0A 1H0

Franklin, Lake of Bays, ON P0A 1H0

  • 2 Beds
  • 1 Baths
  • 600 Sq Ft

Listing courtesy of RE/MAX Professionals North MLS® X13775386

About this home

Rare opportunity to begin your cottage lifestyle on Lake of Bays at an affordable price. Two-bedroom turnkey 3 season cottage that is part of an established 9- cottage Co-ownership association. The cottage is yours to use anytime without restrictions. Located on 5 acres of land and offering 424 feet of water frontage with mesmerizing views across the lake. The views of the lake are stunning, and you will love the accents and design that create a true cottage vibe. The cottage has been tastefully renovated from top to bottom and there is nothing left to do but move in. The features of the cottage include: A new modern Ikea Kitchen, Laminate flooring, vaulted ceilings in the living room and a completely renovated, remodeled bathroom and new Engineered hardwood Mabec siding. The expansive deck area overlooks the lake and is the perfect spot to relax and enjoy a BBQ. Attached to the deck is a spacious new gazebo with vaulted ceilings offering the perfect space that connects you to the outdoors. There is a beautiful large storage cabin that is perfect for storing your water toys and other accessories. Walk down to the waterfront to discover a wonderful setting where you have a private boat slip and full use of an extensive dock and deck area. The lakefront offers a rare sand beach that is perfect for swimming. All of this is in a central location close to Dwight, Huntsville, Dorset and Algonquin Park. Annual fees of $3,300.00 or $275.00 monthly include: property tax, electricity, yard maintenance, dock maintenance and road fees. “There are no extra taxes or fees”, making this a very affordable option to begin your cottage lifestyle that you have been dreaming of. Property is not eligible for mortgage financing. Pets are allowed on the property.

Property details

Overview

Property Type
Other
Style
Bungalow
For
For Sale
Status
New
Approximate Age
31-50
Size
600 sqft

Interior

Bedrooms
2
Bathrooms
1
Kitchens
1
Basement
None

Building & Systems

Heating
Baseboard (Electric)
Cooling
None
Exterior
Wood
Foundation
Piers
Roof
Asphalt Shingle

Lot & Parking

Parking
None garage · 2 total
Zoning
WRC

Financial

Condo Fee
$275/mo
Fee Includes
Common Elements Included, Water Included
Pets
Yes-with Restrictions

Location

Neighbourhood
Franklin
Cross Street
Port Cunnington Road

Listing

MLS® Number
X13775386
Days on Market
37
Listed On
2026-09-11
Possession
Flexible
Listed By
RE/MAX Professionals North

Rooms

Room Level Dimensions
Living Room Ground 18′ 4″ × 11′ 10″
Bedroom Ground 11′ 10″ × 11′ 6″
Kitchen Ground 11′ 2″ × 11′ 2″
Bathroom Ground 5′ 11″ × 11′ 6″
Bedroom 2 Ground 11′ 6″ × 5′ 11″

Features

Interior

  • Water Heater Owned
  • Primary Bedroom - Main Floor

Property

  • Clear View
  • Waterfront

Amenities

  • BBQs Allowed
  • Shared Beach
  • Shared Dock
  • Visitor Parking
  • Communal Waterfront Area
Included
Most furniture, window coverings, refrigerator, stove
Excluded
Portable air conditioner, Two side table lamps in the living room, wicker sectional couch and matching ottoman in the gazebo, Red Muskoka chairs on the deck, Table on the deck.
Rental items
none

Mortgage calculator

Minimum for this price: $28,900 (5.36%)

Amortization, years

Estimated mortgage payment

$2,387 per month

Principal and interest
$2,387
Property tax
$0
Condo fees
$275
Estimated monthly cost
$2,662

Your mortgage

Mortgage amount
$431,200
Mortgage insurance
Not needed
Interest over 25 years
$284,773

Cash to close

Down payment
$107,800
Land transfer tax
$7,255
Total, before legal fees
$115,055
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

1102 Unit #4 Birchcroft Road, Lake of Bays, ON P0A 1H0 Franklin, Lake of Bays, ON P0A 1H0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$539,000 1102 Unit #4 Birchcroft Road, Lake of Bays, ON P0A 1H0
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