$549,900
↓ $25,000 from $574,900
Est. payment $2,435/moCalculate yours
12 Nicholas Street, Northern Bruce Peninsula, ON N0H 2R0
Northern Bruce Peninsula, Northern Bruce Peninsula, ON N0H 2R0
- 3 Beds
- 1 Baths
- 1,500 Sq Ft
Listing courtesy of Century 21 Millennium Inc. MLS® X13014048
About this home
**NEWLY UPDATED TOBERMORY RETREAT JUST STEPS TO DOWNTOWN!** Where privacy, location, and peace of mind meet-welcome to 12 Nicholas Street in Tobermory! Set on a spacious 100′ x 200′ lot within walking distance to downtown shops, restaurants, the marina, and local amenities, this beautifully renovated 3-bedroom, 1-bath bungalow offers move-in ready living in one of the area’s most desirable settings. Inside, the home feels bright and inviting with an open layout, large windows, and modern finishes throughout. The new kitchen features updated cabinetry, countertops, dishwasher, range hood, and tile backsplash. The dining area offers patio door access to the back deck, perfect for summer entertaining and grilling.The spacious primary bedroom includes direct deck access, a large walk-in closet, and semi-ensuite access to the renovated bathroom with new shower, vanity, toilet, flooring, and fixtures. Two additional bedrooms each offer spacious closets. Additional upgrades include new flooring throughout, pot lights inside and out, new trim, and updated interior doors. Major improvements include updated electrical, spray foam insulation in the basement, new on-demand hot water, and a new water treatment system. The full unfinished basement offers excellent storage or future development potential. Outside, enjoy the freshly seeded yard, two brand new decks, and a fire pit area-perfect for relaxing after a day exploring the Peninsula. Just minutes from The Grotto, Bruce Peninsula National Park, Tobermory Harbour, and the MS Chi-Cheemaun, this property is ideal as a family home, cottage retreat, or short-term rental investment! Property Website: https://century21.pvapps.ca/property-website/16902/unbranded
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow-Raised
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 31-50
- Size
- 1,500 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Unfinished, Full, Walk-Up
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- None
- Exterior
- Vinyl Siding
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 100 x 200 Feet
- Parking
- None garage · 6 total
- Zoning
- R1
Financial
- Property Taxes
- $3,321 (2025)
Location
- Neighbourhood
- Northern Bruce Peninsula
- Cross Street
- Highway 6
- Direction Faces
- South
Listing
- MLS® Number
- X13014048
- Days on Market
- 184
- Listed On
- 2026-04-17
- Listed By
- Century 21 Millennium Inc.
Rooms
Features
Interior
- Carpet Free
- Primary Bedroom - Main Floor
- Water Treatment
- Water Heater Owned
Property
- Marina
- Place Of Worship
- Rec./Commun.Centre
- Wooded/Treed
Pool
- None
- Included
- Fridge, Stove, Microwave, Dishwasher, Freezer, Washer, Dryer.
- Excluded
- None
Mortgage calculator
Estimated mortgage payment
$2,435 per month
- Principal and interest
- $2,435
- Property tax
- $277
- Condo fees
- $0
- Estimated monthly cost
- $2,712
Your mortgage
- Mortgage amount
- $439,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $290,531
Cash to close
- Down payment
- $109,980
- Land transfer tax
- $7,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $117,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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