$1,087,000
↓ $38,000 from $1,125,000
Est. payment $4,813/moCalculate yours
1099 Summer Lane, Minden Hills, ON K0M 2K0
Minden, Minden Hills, ON K0M 2K0
- 2 + 1 Beds
- 2 Baths
- 1 Garage
- 2,000 Sq Ft
Listing courtesy of RE/MAX Professionals North MLS® X13753690
About this home
Looking for the perfect lakeside getaway that you can enjoy year-round? This beautifully winterized Royal Home offers 2+1 bedrooms and 2 full bathrooms, tucked along the shores of Minden Lake just minutes from the town of Minden. Step inside to a bright, open concept living and dining space designed to maximize the view, featuring stunning vaulted ceilings and floor-to-ceiling windows that bring the lake right into your living room. Whether you’re relaxing or entertaining guests, this space feels airy, warm and connected to nature. Outside, enjoy everything waterfront living offers from boating, fishing, swimming or simply unwinding by the water. For adventure lovers, the nearby Minden Whitewater Preserve (host of the 2015 Pan Am Games canoe and kayak events) offers world-class kayaking just minutes away. For snowmobile enthusiasts the trail is just down the road. The detached garage is fully equipped with its own electrical panel, connected to the main service via underground wiring, perfect for a workshop, extra storage, or hobby space. Internet provider is StarLink and the hydro service is 200 amp. Since 2023 there have been many valuable upgrades; a new steel roof, leaf gutter guards, two interlock patios and gardens, new stairs, rails and paths to the water, composite dock system, StarLink tower for high speed internet and the home has been painted throughout. Whether you’re searching for a full time home or a four season cottage escape, this property offers an ideal mix of comfort and convenience. An added bonus is that this property is a registered Short-Term Rental, offering excellent income potential or the flexibility to offset ownership costs.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 16-30
- Size
- 2,000 sqft
Interior
- Bedrooms
- 2 + 1
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Finished with Walk-Out, Full
Building & Systems
- Heating
- Forced Air (Propane)
- Cooling
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Poured Concrete
- Roof
- Metal
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 103 x 161.29 Feet
- Parking
- Detached garage · 5 total
Financial
- Property Taxes
- $3,851 (2025)
Location
- Neighbourhood
- Minden
- Cross Street
- Horseshoe Lake Road and Summer Lane
- Direction Faces
- South
Listing
- MLS® Number
- X13753690
- Days on Market
- 41
- Listed On
- 2026-09-07
- Possession
- Flexible
- Listed By
- RE/MAX Professionals North
Rooms
Features
Interior
- ERV/HRV
- Water Heater Owned
Pool
- None
- Included
- Fridge, Stove, Microwave, Dishwasher, Washer, Dryer, Upright Freezer
- Excluded
- Personal Items, All Water Toys, Sauna
- Rental items
- Propane Tank
Mortgage calculator
Estimated mortgage payment
$4,813 per month
- Principal and interest
- $4,813
- Property tax
- $321
- Condo fees
- $0
- Estimated monthly cost
- $5,134
Your mortgage
- Mortgage amount
- $869,600
- Mortgage insurance
- Not needed
- Interest over 25 years
- $574,300
Cash to close
- Down payment
- $217,400
- Land transfer tax
- $18,215
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $235,615
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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