$469,000
↓ $60,000 from $529,000
Est. payment $2,077/moCalculate yours
435 13th Street W, Owen Sound, ON N4K 3W8
Owen Sound, Owen Sound, ON N4K 3W8
- 3 Beds
- 1 Baths
- 1 Garage
- 1,100 Sq Ft
Listing courtesy of Chestnut Park Real Estate MLS® X13493178
About this home
Thoughtfully Updated Century Home in a Desirable West Side Location. Welcome to this beautifully updated 1.5-storey century home in Owen Sound’s appealing 13th Street West neighbourhood, conveniently located just a 5-minute drive from both Hillcrest School and OSDSS. Blending historic charm with modern updates, this inviting home features original hardwood flooring in the living and dining rooms and extensive renovations throughout. Most of the main floor has been refreshed with new drywall and paint, creating a bright, welcoming atmosphere while preserving the home’s character. The updated kitchen offers new flooring, countertop, drywall and paint plus a full stainless steel appliance package. Ample cabinetry with updated hardware provides excellent storage and workspace for busy families and home cooks alike. The washer and dryer are conveniently located in the main-floor rear mudroom, which has also been updated with fresh flooring and paint. Upstairs, you’ll find three generous bedrooms all with closets and a fully renovated 4-piece bathroom. Two bedrooms have received new drywall and the entire upper level features newly installed laminate flooring with all carpet removed, including from the staircase. Modern hardware throughout the home adds a clean and cohesive finishing touch. Outside, enjoy a shaded front concrete patio, a private driveway with parking for multiple vehicles and a detached garage ideal for storage, a workshop, or recreational equipment. The spacious backyard provides plenty of green space for children, pets, gardening, entertaining, or simply relaxing in your own private outdoor retreat. Lovingly renovated with attention to detail, this move-in ready home offers the character of a century property with the updates today’s buyers are looking for. A wonderful opportunity for first-time buyers, young families, or anyone seeking a comfortable home in a quiet, established neighbourhood.
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- Price Change
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Walk-Up
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- None
- Exterior
- Brick, Vinyl Siding
- Foundation
- Stone
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 44 x 128 Feet
- Parking
- Detached garage · 5 total
- Zoning
- R2
Financial
- Property Taxes
- $3,274 (2025)
Location
- Neighbourhood
- Owen Sound
- Cross Street
- 13TH ST W & 4TH AVE W
- Direction Faces
- South
Listing
- MLS® Number
- X13493178
- Days on Market
- 114
- Listed On
- 2026-06-26
- Possession
- Flexible
- Listed By
- Chestnut Park Real Estate
Rooms
Features
Interior
- Carpet Free
- Storage
- Water Heater
Property
- Level
- Park
- Place Of Worship
- School
Pool
- None
- Included
- Refrigerator, Stove, Dishwasher, Microwave, Washer, Dryer, All Interior & Exterior light fixtures, Smoke Detector, Carbon Monoxide Detector.
- Excluded
- Personal Items
- Rental items
- Hot water heater
Mortgage calculator
Estimated mortgage payment
$2,077 per month
- Principal and interest
- $2,077
- Property tax
- $273
- Condo fees
- $0
- Estimated monthly cost
- $2,349
Your mortgage
- Mortgage amount
- $375,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $247,789
Cash to close
- Down payment
- $93,800
- Land transfer tax
- $5,855
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $99,655
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
This photo could not be loaded.