$869,900
Est. payment $3,852/moCalculate yours
3906 Rosemary Lane, Innisfil, ON L9S 2L6
Rural Innisfil, Innisfil, ON L9S 2L6
- 3 + 1 Beds
- 2 Baths
- 2 Garage
- 1,100 Sq Ft
Listing courtesy of HOMELIFE/FUTURE REALTY INC. MLS® N13832948
About this home
Beautiful Raised Bungalow on a Premium 106 x 114.5 Ft Lot! Welcome to this charming 3+1 bedroom raised bungalow in the sought-after Big Bay Point neighbourhood, just minutes from Friday Harbour, offering shops, restaurants, recreation and scenic walking trails. Enjoy deeded access to the private community beach with a convenient boat launch for only $200/year. The main level features hardwood and ceramic flooring throughout, while both levels offer upgraded bathrooms. The lower level boasts a spacious family room with a gas fireplace, perfect for relaxing with family and friends. A separate rear entrance to the basement adds excellent flexibility and potential for future rental use or a variety of living arrangements. Enjoy a private backyard with no direct backyard neighbours in view and a beautiful forest view. Approved Town permit for a secondary dwelling is already in place, with full architectural drawings and design completed, along with approval for the septic rebuild should the secondary dwelling proceed. An excellent opportunity for a short-term rental investor, Airbnb operator or cottage owner-whether adding the secondary dwelling to expand rental potential, keeping the property as a personal cottage, or living in one dwelling while renting the other, subject to applicable requirements. The large driveway accommodates up to 6 vehicles, with plenty of room for guests and recreational toys. The spacious garage offers convenient interior access. A fantastic opportunity to enjoy a premium lot, comfortable home, private setting and exceptional flexibility, all in a sought-after location close to the lake and Friday Harbour.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow-Raised
- For
- For Sale
- Status
- New
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3 + 1
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Separate Entrance, Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 114.51 x 106.01 Feet
- Parking
- Attached garage · 8 total
Financial
- Property Taxes
- $4,128 (2025)
Location
- Neighbourhood
- Rural Innisfil
- Cross Street
- Big Bay Point & Rosemary Lane
- Direction Faces
- West
Listing
- MLS® Number
- N13832948
- Days on Market
- 21
- Listed On
- 2026-09-27
- Possession
- TBA
- Listed By
- HOMELIFE/FUTURE REALTY INC.
Rooms
Features
Interior
- Water Softener
Property
- Beach
- Fenced Yard
- Library
- Park
- School Bus Route
Pool
- None
- Included
- UV Light, Water Softener, HWT (O), S/S Fridge, Stove, Washer & Dryer.
Mortgage calculator
Estimated mortgage payment
$3,852 per month
- Principal and interest
- $3,852
- Property tax
- $344
- Condo fees
- $0
- Estimated monthly cost
- $4,196
Your mortgage
- Mortgage amount
- $695,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $459,599
Cash to close
- Down payment
- $173,980
- Land transfer tax
- $13,873
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $187,853
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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