Gurvinder Nokwal REALTOR®
For Sale Detached 61 days on market

$899,900 ↓ $50,000 from $949,900

Est. payment $3,985/moCalculate yours

86 E St Andrews Street E, Cambridge, ON N1S 1M4

Cambridge, ON N1S 1M4

  • 3 Beds
  • 2 Baths
  • 1,500 Sq Ft
Map

Listing courtesy of RE/MAX TWIN CITY REALTY INC. MLS® X13697516

About this home

ruly one of a kind in prestigious Dickson Hill. Completely reimagined in 2025, 86 St Andrews Street is a striking blend of timeless Old West Galt character and refined modern luxury. Thoughtful craftsmanship shines throughout with extensive custom-built cabinetry in the kitchen, living room, bathrooms and primary bedroom, wide-plank wood flooring, a reclaimed century-old slate fireplace surround and a beautifully restored original reeded-glass door-all complemented by extensive behind-the-walls and exterior upgrades. Nestled among mature trees, charming streetlights and stately homes, this exceptional property is a stone’s throw from Victoria Park, with tennis courts, cricket grounds, parkland and beautiful wooded walking trails, while the Gaslight District, Downtown Galt, shops and restaurants are all within walking distance. Just minutes from Highway 401, this is a rare opportunity to own a home with historic soul, exceptional craftsmanship and modern sophistication in one of Cambridge’s most coveted neighbourhoods. See supplements for a full list of renovations

Property details

Overview

Property Type
Detached
Style
2-Storey
For
For Sale
Status
Price Change
Approximate Age
100+
Size
1,500 sqft

Interior

Bedrooms
3
Bathrooms
2
Kitchens
1
Basement
Unfinished

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Brick
Foundation
Stone
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
107.97 x 74 Feet
Parking
None garage · 2 total
Zoning
R2

Financial

Property Taxes
$5,000 (2026)

Location

Cross Street
Grand Ave To St Andrews
Direction Faces
East

Listing

MLS® Number
X13697516
Days on Market
61
Listed On
2026-08-18
Listed By
RE/MAX TWIN CITY REALTY INC.

Rooms

Room Level Dimensions
Bathroom Second 6′ 7″ × 9′ 0″
Dining Room Ground 11′ 2″ × 14′ 1″
Family Room Ground 10′ 10″ × 11′ 4″
Bedroom Second 9′ 4″ × 9′ 0″
Laundry Ground 7′ 6″ × 4′ 8″
Primary Bedroom Second 12′ 0″ × 18′ 2″
Bathroom Ground 5′ 2″ × 6′ 2″
Bedroom Second 12′ 0″ × 11′ 9″
Kitchen Ground 14′ 3″ × 15′ 9″
Office Ground 5′ 6″ × 9′ 4″
Living Room Ground 15′ 3″ × 14′ 1″

Features

Interior

  • Carpet Free

Property

  • Fenced Yard

Pool

  • None
Included
Fridge stove washer dryer and dishwasher
Excluded
None

Mortgage calculator

Minimum for this price: $64,990 (7.22%)

Amortization, years

Estimated mortgage payment

$3,985 per month

Principal and interest
$3,985
Property tax
$417
Estimated monthly cost
$4,401

Your mortgage

Mortgage amount
$719,920
Mortgage insurance
Not needed
Interest over 25 years
$475,449

Cash to close

Down payment
$179,980
Land transfer tax
$14,473
Total, before legal fees
$194,453
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

86 E St Andrews Street E, Cambridge, ON N1S 1M4 Cambridge, ON N1S 1M4
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$899,900 86 E St Andrews Street E, Cambridge, ON N1S 1M4
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