$549,900
↓ $50,000 from $599,900
Est. payment $2,435/moCalculate yours
338 Smith Street, Central Elgin, ON N5L 1C6
Port Stanley, Central Elgin, ON N5L 1C6
- 4 Beds
- 2 Baths
- 1,500 Sq Ft
Listing courtesy of Royal Lepage Triland Realty Brokerage MLS® X13779740
About this home
LOOKING FOR AN AFFORDABLE SUMMER HOME THAT’S MOVE IN READY? THIS NICELY DECORATED HOME MAY BE IT!…ITS ONLY A SHORT WALK TO THE PRISTINE SANDY BEACHES AND WATERS OF LAKE ERIE. OR THE QUAINT SHOPS, PUBS & EATERIES AND THE PERFORMING ARTS THEATRE. THIS CHARMING 1 1/2 STOREY HOME IS MOVE IN READY WITH SPACE! STYLE! LOCATION!…IT FEATURES 4 BEDROOMS, 1 1/2 BATHS, MAINFLOOR LAUNDRYROOM, COZY ENCLOSED FRONT VERANDAH, LARGE DININGROOM AND SPACIOUS LIVINGROOM, AND AN OPEN STAIRCASE WITH METAL BALLISTERS AND A BRIGHT MODERN KITCHEN WITH LOADS OF CABINETS AND OPENING TO THE LARGE REAR DECK OVERLOOKING THE PREMIUM SIZED YARD WITH LOTS OF PRIVATE PARKING AND SPACE WHICH HAS HOSTED MANY, MANY FAMILY/NEIGHBOURHOOD “GET TOGETHERS” OVER THE YEARS….UPGRADES THAT WERE MADE OVER THE YEARS INCLUDE MAINTENANCE FREE VINYL WINDOWS & DOORS, INSULATION, DRYWALL, WIRING & ELECTRICAL PANEL, CENTRAL AIR, PLUMBING FIXTURES, & CABINETRY.
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- Price Change
- Size
- 1,500 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 63.8 x 137.3 Feet
- Parking
- None garage · 4 total
Financial
- Property Taxes
- $3,475 (2026)
Location
- Neighbourhood
- Port Stanley
- Cross Street
- SOUTH EAST CORNER OF SMITH AND SYDENHAM STREETS
- Direction Faces
- South
Listing
- MLS® Number
- X13779740
- Days on Market
- 34
- Listed On
- 2026-09-14
- Possession
- flexible
- Listed By
- Royal Lepage Triland Realty Brokerage
Rooms
Features
Interior
- Sump Pump
- Upgraded Insulation
Property
- Beach
- Marina
Pool
- None
- Included
- REFRIGERATOR, ELECTRIC STOVE, BUILT IN DISHWASHER, WASHER & DRYER, LIGHTFIXTURES, WINDOW COVERINGS, GAS FIRED BBQ (ALL "AS IS" )
- Rental items
- GAS HOT WATER HEATER (RELIANCE)
Mortgage calculator
Estimated mortgage payment
$2,435 per month
- Principal and interest
- $2,435
- Property tax
- $290
- Condo fees
- $0
- Estimated monthly cost
- $2,724
Your mortgage
- Mortgage amount
- $439,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $290,531
Cash to close
- Down payment
- $109,980
- Land transfer tax
- $7,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $117,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
This photo could not be loaded.