$499,000
↓ $120,000 from $619,000
Est. payment $2,209/moCalculate yours
412 Ash Street, Huron-Kinloss, ON N2Z 2X3
Huron-Kinloss, Huron-Kinloss, ON N2Z 2X3
- 3 + 1 Beds
- 2 Baths
- 2 Garage
- 700 Sq Ft
Listing courtesy of Pebble Creek Real Estate Inc. MLS® X13564390
About this home
WOW! Incredible value under 500K. Nestled on a quiet dead-end street in the lakeside community of Point Clark, this lovingly maintained home is being offered for only the second time since it was built. Set on a beautifully landscaped pie-shaped lot surrounded by mature trees and gardens, this property offers exceptional privacy just a short 7-minute walk to the sandy beaches of Lake Huron and only minutes from Blue Park. Designed to take advantage of its natural surroundings, the main living area is located on the upper level, where a bright, open living room with a wood-burning fireplace creates a warm and inviting gathering space. The kitchen and dining area feature patio doors leading to an expansive Trex deck with aluminum railings-perfect for outdoor dining, entertaining, or simply enjoying peaceful evenings overlooking the backyard. The upper level also offers two comfortable bedrooms and a full bath, while the main level provides excellent flexibility with a third bedroom, a cozy family room with propane fireplace, a 2-piece bath, laundry area with shower, and a private sauna-ideal after a day at the beach. Outside, the beautifully landscaped yard is a true backyard retreat complete with a fire pit, birdhouses, arbors, and plenty of space to relax or entertain. A detached garage with hydro and additional driveway parking provide ample room for vehicles, hobbies, or workshop space. Built with durable concrete block construction by the original owner, this solid home also features a long-lasting steel tile roof, 200-amp electrical service, municipal water, and high-speed internet, making it an excellent year-round residence or four-season getaway. Whether you’re searching for a permanent home, weekend escape, or investment near the lake, this rare Point Clark property offers the perfect combination of privacy, character, and an unbeatable location close to beaches, trails, parks, and all the charm of Ontario’s beautiful Lake Huron shoreline.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 51-99
- Size
- 700 sqft
Interior
- Bedrooms
- 3 + 1
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Full, Finished, Walk-Out
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- Wall Unit(s)
- Exterior
- Concrete Block, Stucco (Plaster)
- Foundation
- Concrete, Concrete Block
- Roof
- Metal
- Water
- Municipal
- Sewer
- Septic
Lot & Parking
- Lot Size
- 43 x 174.25 Feet
- Parking
- Detached garage · 10 total
- Zoning
- R2
Financial
- Property Taxes
- $2,888 (2025)
Location
- Neighbourhood
- Huron-Kinloss
- Cross Street
- Conc Rd 2 & Ash St
- Direction Faces
- South
Listing
- MLS® Number
- X13564390
- Days on Market
- 96
- Listed On
- 2026-07-14
- Possession
- flexible
- Listed By
- Pebble Creek Real Estate Inc.
Rooms
Features
Interior
- Water Heater
- Primary Bedroom - Main Floor
- Central Vacuum
Property
- Lake Access
- Marina
- Park
- River/Stream
- Beach
Pool
- None
- Included
- All appliances. Patio furniture. Most furniture and housewares except those listed in exclusions.
- Excluded
- Blue tooth speakers in living room, quilt in the downstairs bedroom; the black bike and bike helmet and bike pump; books and CDs; decor on the fireplace mantle, board games and lamp on primary bedroom bureau.
- Rental items
- none
Mortgage calculator
Estimated mortgage payment
$2,209 per month
- Principal and interest
- $2,209
- Property tax
- $241
- Condo fees
- $0
- Estimated monthly cost
- $2,450
Your mortgage
- Mortgage amount
- $399,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $263,639
Cash to close
- Down payment
- $99,800
- Land transfer tax
- $6,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $106,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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