$620,000
↓ $79,000 from $699,000
Est. payment $2,745/moCalculate yours
889 185 WA Horseshoe Lake, Seguin, ON P2A 2W8
Seguin, Seguin, ON P2A 2W8
- 4 Beds
- 6 Baths
- 700 Sq Ft
Listing courtesy of RE/MAX Parry Sound Muskoka Realty Ltd MLS® X13626778
About this home
Welcome to your own private escape on beautiful Horseshoe Lake, where mornings begin with the sound of loons, coffee on the deck, and breathtaking sunrise views across the water. Just a short boat ride from the marina, this boat-access cottage offers the perfect balance of convenience and complete privacy, tucked among the trees at the end of a quiet bay with minimal boat traffic. Fully insulated and winterized, this cottage is ready to enjoy in every season. Spend your days swimming from the dock, boating one of the area’s larger lakes, waterskiing, tubing, fishing, or simply relaxing on the expansive wraparound deck while taking in the long lake views. Inside, you’ll find the warmth of a true Canadian cottage with beautiful pine ceilings, a cozy fireplace, and an inviting atmosphere. With five potential bedrooms, including a finished walk-out lower level, plus three full bathrooms, there’s plenty of space for family and friends. The granite shoreline offers deep water off the dock with a sandy bottom ideal for swimming. A lakeside storage shed keeps your water toys organized and ready for adventure. Being sold fully furnished and completely turnkey, this property includes a paddle boat, paddle boards, lily pad, fishing rods, floaties, and more-just arrive and start making memories. Immediate possession available for this cottage that your family and friends have been dreaming about. Horseshoe Lake is known for exceptional boating, fishing, watersports, and year-round recreation. In winter, enjoy snowshoeing, ice fishing, or access nearby snowmobile trails. The marina offers boat slips, fuel, a convenience store, and you can even boat to Muskoka Haus Restaurant for amazing food. Just two hours north of Toronto, this is the cottage families dream about-a peaceful retreat where privacy, nature, and unforgettable memories come together for generations. Call the listing agent today to book your private viewing.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 51-99
- Size
- 700 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 6
- Kitchens
- 1
- Basement
- Finished with Walk-Out, Separate Entrance, Partially Finished, Walk-Out
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- None
- Exterior
- Brick Veneer, Vinyl Siding
- Foundation
- Concrete Block
- Roof
- Metal
- Water
- Other
- Sewer
- Septic
Lot & Parking
- Lot Size
- 388 x 167 Feet
- Parking
- None garage
- Zoning
- LSR
Financial
- Property Taxes
- $2,220 (2026)
Location
- Neighbourhood
- Seguin
- Cross Street
- Lake Joseph Road and Highway 141
- Direction Faces
- East
Listing
- MLS® Number
- X13626778
- Days on Market
- 79
- Listed On
- 2026-07-31
- Possession
- Immediate
- Listed By
- RE/MAX Parry Sound Muskoka Realty Ltd
Rooms
Features
Interior
- Primary Bedroom - Main Floor
- Water Heater Owned
Property
- Lake Access
- Lake/Pond
- Waterfront
- Marina
- Wooded/Treed
Pool
- None
- Included
- All contents included. What is currently present is included.
- Excluded
- None.
- Rental items
- None.
Mortgage calculator
Estimated mortgage payment
$2,745 per month
- Principal and interest
- $2,745
- Property tax
- $185
- Condo fees
- $0
- Estimated monthly cost
- $2,930
Your mortgage
- Mortgage amount
- $496,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $327,568
Cash to close
- Down payment
- $124,000
- Land transfer tax
- $8,875
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $132,875
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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