Gurvinder Nokwal REALTOR®
For Sale Detached 88 days on market

$599,000

Est. payment $2,652/moCalculate yours

96 Elgin Street, Kawartha Lakes, ON K9V 3W7

Lindsay, Kawartha Lakes, ON K9V 3W7

  • 4 + 1 Beds
  • 3 Baths
  • 1 Garage
  • 2,000 Sq Ft
Map

Listing courtesy of CMI REAL ESTATE INC. MLS® X13593242

About this home

Charming detached home in a family-friendly neighborhood, set on a beautifully maintained 57 203 ft lot surrounded by mature trees. Enjoy a spacious covered front porch-perfect for morning coffee and quiet relaxation. The bright foyer opens into a welcoming eat-in kitchen complete with a chef’s walk-in pantry. The open-concept living and dining area provides an ideal layout for a growing family, while a naturally lit sunroom offers the perfect retreat for plant lovers. A separate cozy family room with a fireplace connects through the laundry area and 2-pc powder room to a functional mudroom with built-in storage and a walkout to the rear deck. The upper level features four generous bedrooms and a well-appointed 5-piece bathroom. The fully finished basement includes a spacious recreation room with a fireplace, additional bedroom, 3-pc bathroom, utility area, and a large cold room/cantina-ideal as an in-law suite or guest accommodation. Step into the entertainer’s backyard showcasing gorgeous landscaping, a large deck with built-in bar top, and a hot tub-an outdoor oasis perfect for hosting family and friends.

Property details

Overview

Property Type
Detached
Style
2-Storey
For
For Sale
Status
New
Size
2,000 sqft

Interior

Bedrooms
4 + 1
Bathrooms
3
Kitchens
1
Basement
Full, Finished

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Brick, Vinyl Siding
Foundation
Concrete Block
Roof
Metal
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
57.55 x 203.88 Feet
Parking
Detached garage · 3 total
Zoning
R2

Financial

Property Taxes
$4,683 (2025)

Location

Neighbourhood
Lindsay
Cross Street
Elgin St/ Angeline St N
Direction Faces
North

Listing

MLS® Number
X13593242
Days on Market
88
Listed On
2026-07-22
Possession
Immediate
Listed By
CMI REAL ESTATE INC.

Rooms

Room Level Dimensions
Utility Room Basement 6′ 9″ × 15′ 6″
Bedroom 3 Second 11′ 4″ × 9′ 0″
Bedroom 5 Basement 10′ 3″ × 8′ 10″
Living Room Main 15′ 10″ × 12′ 8″
Laundry Main 12′ 1″ × 8′ 0″
Recreation Basement 28′ 2″ × 11′ 0″
Bedroom 4 Second 10′ 6″ × 12′ 2″
Foyer Main 8′ 9″ × 11′ 4″
Dining Room Main 11′ 4″ × 12′ 2″
Mud Room Main 10′ 7″ × 6′ 0″
Sunroom Main 15′ 2″ × 11′ 10″
Pantry Main 5′ 11″ × 12′ 2″
Family Room Main 12′ 1″ × 15′ 5″
Primary Bedroom Second 12′ 8″ × 12′ 2″
Kitchen Main 10′ 6″ × 12′ 2″
Bedroom 2 Second 13′ 3″ × 9′ 0″
Cold Room/Cantina Basement 15′ 3″ × 11′ 11″

Features

Interior

  • In-Law Capability
  • Guest Accommodations
  • Water Heater

Property

  • Greenbelt/Conservation
  • Park
  • Rec./Commun.Centre
  • School
  • Wooded/Treed

Pool

  • None
Included
All permanently affixed fixtures are included. Seller provides no representations or warranties. Property sold in "as is, where is" condition. Sale conducted under Power of Sale.
Rental items
HWT

Mortgage calculator

Minimum for this price: $34,900 (5.83%)

Amortization, years

Estimated mortgage payment

$2,652 per month

Principal and interest
$2,652
Property tax
$390
Estimated monthly cost
$3,042

Your mortgage

Mortgage amount
$479,200
Mortgage insurance
Not needed
Interest over 25 years
$316,473

Cash to close

Down payment
$119,800
Land transfer tax
$8,455
Total, before legal fees
$128,255
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

96 Elgin Street, Kawartha Lakes, ON K9V 3W7 Lindsay, Kawartha Lakes, ON K9V 3W7
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$599,000 96 Elgin Street, Kawartha Lakes, ON K9V 3W7
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