$599,000
Est. payment $2,652/moCalculate yours
96 Elgin Street, Kawartha Lakes, ON K9V 3W7
Lindsay, Kawartha Lakes, ON K9V 3W7
- 4 + 1 Beds
- 3 Baths
- 1 Garage
- 2,000 Sq Ft
Listing courtesy of CMI REAL ESTATE INC. MLS® X13593242
About this home
Charming detached home in a family-friendly neighborhood, set on a beautifully maintained 57 203 ft lot surrounded by mature trees. Enjoy a spacious covered front porch-perfect for morning coffee and quiet relaxation. The bright foyer opens into a welcoming eat-in kitchen complete with a chef’s walk-in pantry. The open-concept living and dining area provides an ideal layout for a growing family, while a naturally lit sunroom offers the perfect retreat for plant lovers. A separate cozy family room with a fireplace connects through the laundry area and 2-pc powder room to a functional mudroom with built-in storage and a walkout to the rear deck. The upper level features four generous bedrooms and a well-appointed 5-piece bathroom. The fully finished basement includes a spacious recreation room with a fireplace, additional bedroom, 3-pc bathroom, utility area, and a large cold room/cantina-ideal as an in-law suite or guest accommodation. Step into the entertainer’s backyard showcasing gorgeous landscaping, a large deck with built-in bar top, and a hot tub-an outdoor oasis perfect for hosting family and friends.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Size
- 2,000 sqft
Interior
- Bedrooms
- 4 + 1
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Full, Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick, Vinyl Siding
- Foundation
- Concrete Block
- Roof
- Metal
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 57.55 x 203.88 Feet
- Parking
- Detached garage · 3 total
- Zoning
- R2
Financial
- Property Taxes
- $4,683 (2025)
Location
- Neighbourhood
- Lindsay
- Cross Street
- Elgin St/ Angeline St N
- Direction Faces
- North
Listing
- MLS® Number
- X13593242
- Days on Market
- 88
- Listed On
- 2026-07-22
- Possession
- Immediate
- Listed By
- CMI REAL ESTATE INC.
Rooms
Features
Interior
- In-Law Capability
- Guest Accommodations
- Water Heater
Property
- Greenbelt/Conservation
- Park
- Rec./Commun.Centre
- School
- Wooded/Treed
Pool
- None
- Included
- All permanently affixed fixtures are included. Seller provides no representations or warranties. Property sold in "as is, where is" condition. Sale conducted under Power of Sale.
- Rental items
- HWT
Mortgage calculator
Estimated mortgage payment
$2,652 per month
- Principal and interest
- $2,652
- Property tax
- $390
- Condo fees
- $0
- Estimated monthly cost
- $3,042
Your mortgage
- Mortgage amount
- $479,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $316,473
Cash to close
- Down payment
- $119,800
- Land transfer tax
- $8,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $128,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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