Gurvinder Nokwal REALTOR®
For Sale Detached 65 days on market

$1,349,000 ↓ $50,000 from $1,399,000

Est. payment $5,973/moCalculate yours

3800 Elva Lane, Severn, ON L0K 1E0

Rural Severn, Severn, ON L0K 1E0

  • 3 Beds
  • 2 Baths
  • 2 Garage
  • 1,500 Sq Ft

Listing courtesy of RE/MAX REALTRON REALTY INC. MLS® S13678332

About this home

There is so much to love about this exceptional year-round cottage-where do we even begin? Set on a beautiful, secluded and scenic bay of Tea Lake with an impressive 207′ of waterfront and almost an acre of land, this property offers the perfect setting for making memories with family and friends in every season. Step outside to enjoy the protected, screened-in sun porch and adjacent open deck, complete with a gas barbecue-ideal for summer dinners, morning coffee, and evenings on the rocks enjoying the waterfront. And when it’s time to head indoors enjoy relaxed meals in the dining area, unwind in the comfortable lounge, or catch up on a little work at the high-top tables while taking in the view. The stunning Great Room is the heart of the cottage, featuring a soaring cathedral ceiling and floor-to-ceiling windows that showcase breathtaking lake views. There is plenty of room for everyone, with 3 bedrooms and 2 bathrooms, one being a Primary ensuite. There is also a large, enclosed foyer that doubles as additional sleeping space. And for a bigger crowd, the separate raised A-frame bunkie comfortably sleeps 8+ guests, perfect for kids, extended family, or visiting friends. It’s time to get out on the water and Tea Lake delivers. Spend your days boating, water skiing, kayaking, or canoeing and an easy cruise to the Trent-Severn Waterway. Walking trails are right at your doorstep beginning with a short stroll to a 12-km hiking, ATV and snowmobile trail that offers exciting adventures, beautiful views of hidden lakes and the countryside. Golf and ski hills too are just a short drive away. With plenty of open and level land around the cottage, there’s even room for a game of catch or whatever outdoor activities with family. It’s all here at Elva Lane-a year-round cottage where the setting is spectacular, the space is inviting, and unforgettable family memories are waiting to be made. Don’t hesitate….the magic of this country home will be someone else’s soon.

Property details

Overview

Property Type
Detached
Style
Bungalow
For
For Sale
Status
Price Change
Size
1,500 sqft

Interior

Bedrooms
3
Bathrooms
2
Kitchens
1
Basement
None, Crawl Space

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Vinyl Siding
Foundation
Poured Concrete
Roof
Asphalt Shingle
Water
Other
Sewer
None

Lot & Parking

Lot Size
207 x 200.56 Feet
Parking
Detached garage · 16 total
Zoning
Sr3

Financial

Property Taxes
$7,120 (2025)

Location

Neighbourhood
Rural Severn
Cross Street
Upper Big Chute Rd. & Frankland
Direction Faces
North

Listing

MLS® Number
S13678332
Days on Market
65
Listed On
2026-08-14
Possession
ASAP
Listed By
RE/MAX REALTRON REALTY INC.

Rooms

Room Level Dimensions
Bedroom 2 Main 10′ 2″ × 9′ 10″
Primary Bedroom Main 22′ 0″ × 9′ 5″
Foyer Main 10′ 0″ × 12′ 8″
Living Room Main 26′ 0″ × 13′ 4″
Dining Room Main 9′ 10″ × 9′ 6″
Kitchen Main 14′ 0″ × 9′ 0″
Sunroom Main 9′ 7″ × 16′ 2″
Bedroom 3 Main 12′ 11″ × 10′ 0″

Features

Interior

  • Bar Fridge
  • Generator - Full
  • Solar Tube
  • Water Heater Owned
  • Water Purifier
  • Water Softener
  • Water Treatment
  • Carpet Free
  • Primary Bedroom - Main Floor
  • Propane Tank
  • Storage
  • Water Heater
  • Workbench

Property

  • Clear View

Pool

  • None
Included
Approximately $50,000 in new and improved: Samsung Stove('22) Range Hood('22) Fridge, Dishwasher, Washer & Dryer, Microwave, under counter Beverage Fridge('23). Brio Hot & Cold-Water Dispenser. All Elec. Light fixtures, all Window Coverings, Elec. Hoist for Motorboat, Tankless Water system, Water Filtration System and Heat Line('22), Water Jet Pump('22) New Floor in Bunkie('22) Garden & Landscaping('23) Kayak Launch('24) Roof south side shingles('26) Boathouse Door Mesh/Bird Screen, Miscellaneous Tools. Double Garage with electric opener, Storage Shed, Decommissioned Outhouse, miscellaneous Personal items & tools. Association Road Maintenance & Snow Clearing $700 Yr.('26) Property snow clearing $1240('26)
Excluded
Paddle Board. Negotiables are: 17' Bowrider 174 Grew Motorboat (2007) & Yamaha 90 Hp Outboard Motor, 4 Kayaks, 2 seater Paddle boat, paddles and life Jackets, 6 Resin/Wood Muskoka Chairs('24+'25,) Property Snow Clearing $1240/year('26) Association Road Maintenance and snow removal $700('26)
Rental items
Starlink Satellite and service

Mortgage calculator

Minimum for this price: $109,900 (8.15%)

Amortization, years

Estimated mortgage payment

$5,973 per month

Principal and interest
$5,973
Property tax
$593
Estimated monthly cost
$6,566

Your mortgage

Mortgage amount
$1,079,200
Mortgage insurance
Not needed
Interest over 25 years
$712,724

Cash to close

Down payment
$269,800
Land transfer tax
$23,455
Total, before legal fees
$293,255
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

3800 Elva Lane, Severn, ON L0K 1E0 Rural Severn, Severn, ON L0K 1E0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$1,349,000 3800 Elva Lane, Severn, ON L0K 1E0
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