$1,349,000
↓ $50,000 from $1,399,000
Est. payment $5,973/moCalculate yours
3800 Elva Lane, Severn, ON L0K 1E0
Rural Severn, Severn, ON L0K 1E0
- 3 Beds
- 2 Baths
- 2 Garage
- 1,500 Sq Ft
Listing courtesy of RE/MAX REALTRON REALTY INC. MLS® S13678332
About this home
There is so much to love about this exceptional year-round cottage-where do we even begin? Set on a beautiful, secluded and scenic bay of Tea Lake with an impressive 207′ of waterfront and almost an acre of land, this property offers the perfect setting for making memories with family and friends in every season. Step outside to enjoy the protected, screened-in sun porch and adjacent open deck, complete with a gas barbecue-ideal for summer dinners, morning coffee, and evenings on the rocks enjoying the waterfront. And when it’s time to head indoors enjoy relaxed meals in the dining area, unwind in the comfortable lounge, or catch up on a little work at the high-top tables while taking in the view. The stunning Great Room is the heart of the cottage, featuring a soaring cathedral ceiling and floor-to-ceiling windows that showcase breathtaking lake views. There is plenty of room for everyone, with 3 bedrooms and 2 bathrooms, one being a Primary ensuite. There is also a large, enclosed foyer that doubles as additional sleeping space. And for a bigger crowd, the separate raised A-frame bunkie comfortably sleeps 8+ guests, perfect for kids, extended family, or visiting friends. It’s time to get out on the water and Tea Lake delivers. Spend your days boating, water skiing, kayaking, or canoeing and an easy cruise to the Trent-Severn Waterway. Walking trails are right at your doorstep beginning with a short stroll to a 12-km hiking, ATV and snowmobile trail that offers exciting adventures, beautiful views of hidden lakes and the countryside. Golf and ski hills too are just a short drive away. With plenty of open and level land around the cottage, there’s even room for a game of catch or whatever outdoor activities with family. It’s all here at Elva Lane-a year-round cottage where the setting is spectacular, the space is inviting, and unforgettable family memories are waiting to be made. Don’t hesitate….the magic of this country home will be someone else’s soon.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Price Change
- Size
- 1,500 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- None, Crawl Space
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Other
- Sewer
- None
Lot & Parking
- Lot Size
- 207 x 200.56 Feet
- Parking
- Detached garage · 16 total
- Zoning
- Sr3
Financial
- Property Taxes
- $7,120 (2025)
Location
- Neighbourhood
- Rural Severn
- Cross Street
- Upper Big Chute Rd. & Frankland
- Direction Faces
- North
Listing
- MLS® Number
- S13678332
- Days on Market
- 65
- Listed On
- 2026-08-14
- Possession
- ASAP
- Listed By
- RE/MAX REALTRON REALTY INC.
Rooms
Features
Interior
- Bar Fridge
- Generator - Full
- Solar Tube
- Water Heater Owned
- Water Purifier
- Water Softener
- Water Treatment
- Carpet Free
- Primary Bedroom - Main Floor
- Propane Tank
- Storage
- Water Heater
- Workbench
Property
- Clear View
Pool
- None
- Included
- Approximately $50,000 in new and improved: Samsung Stove('22) Range Hood('22) Fridge, Dishwasher, Washer & Dryer, Microwave, under counter Beverage Fridge('23). Brio Hot & Cold-Water Dispenser. All Elec. Light fixtures, all Window Coverings, Elec. Hoist for Motorboat, Tankless Water system, Water Filtration System and Heat Line('22), Water Jet Pump('22) New Floor in Bunkie('22) Garden & Landscaping('23) Kayak Launch('24) Roof south side shingles('26) Boathouse Door Mesh/Bird Screen, Miscellaneous Tools. Double Garage with electric opener, Storage Shed, Decommissioned Outhouse, miscellaneous Personal items & tools. Association Road Maintenance & Snow Clearing $700 Yr.('26) Property snow clearing $1240('26)
- Excluded
- Paddle Board. Negotiables are: 17' Bowrider 174 Grew Motorboat (2007) & Yamaha 90 Hp Outboard Motor, 4 Kayaks, 2 seater Paddle boat, paddles and life Jackets, 6 Resin/Wood Muskoka Chairs('24+'25,) Property Snow Clearing $1240/year('26) Association Road Maintenance and snow removal $700('26)
- Rental items
- Starlink Satellite and service
Mortgage calculator
Estimated mortgage payment
$5,973 per month
- Principal and interest
- $5,973
- Property tax
- $593
- Condo fees
- $0
- Estimated monthly cost
- $6,566
Your mortgage
- Mortgage amount
- $1,079,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $712,724
Cash to close
- Down payment
- $269,800
- Land transfer tax
- $23,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $293,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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