$339,900
Est. payment $1,505/moCalculate yours
196 Railway Street, West Nipissing, ON P2B 3B2
Sturgeon Falls, West Nipissing, ON P2B 3B2
- 3 Beds
- 2 Baths
- 700 Sq Ft
Listing courtesy of Royal LePage Northern Life Realty, Brokerage MLS® X13823784
About this home
Welcome to 196 Railway Street! Situated on a large lot with plenty of outdoor space to enjoy, this 3-bedroom, 2-bathroom home offers a great combination of space, functionality, and future potential. Whether you’re looking for room for the kids and pets to play, space to garden, or simply a little more privacy and breathing room, the generous property gives you plenty of options. Inside, all three bedrooms and a full bathroom are located on the main level. The lower level features a second bathroom, additional rooms ready to be finished, and a separate walk-up entrance, creating excellent potential for an in-law suite or additional living space. While the basement is currently mostly unfinished, it offers plenty of opportunity to customize the space and add value to the home. With a spacious lot, flexible lower level, and room to make it your own, 196 Railway Street has plenty of potential for its next owners!
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Approximate Age
- 51-99
- Size
- 700 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Partially Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Wall Unit(s)
- Exterior
- Vinyl Siding
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 60 x 157 Feet
- Parking
- None garage · 4 total
Financial
- Property Taxes
- $2,769 (2026)
Location
- Neighbourhood
- Sturgeon Falls
- Cross Street
- Nipissing St South
- Direction Faces
- South
Listing
- MLS® Number
- X13823784
- Days on Market
- 24
- Listed On
- 2026-09-24
- Possession
- 30 Days
- Listed By
- Royal LePage Northern Life Realty, Brokerage
Rooms
Features
Interior
- Primary Bedroom - Main Floor
- In-Law Capability
Property
- Lake Access
- Lake/Pond
- Marina
Pool
- None
- Included
- Dishwasher, Dryer-Gas
- Excluded
- Fridge, Stove, Washer, Chest Freezer, Window coverings, Dryer Pedestal
- Rental items
- N/A
Mortgage calculator
Estimated mortgage payment
$1,505 per month
- Principal and interest
- $1,505
- Property tax
- $231
- Condo fees
- $0
- Estimated monthly cost
- $1,736
Your mortgage
- Mortgage amount
- $271,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $179,581
Cash to close
- Down payment
- $67,980
- Land transfer tax
- $3,574
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $71,554
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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