$779,000
↓ $50,000 from $829,000
Est. payment $3,449/moCalculate yours
840 McGregor Bay Road, Otonabee-South Monaghan, ON K0L 2G0
Otonabee-South Monaghan, Otonabee-South Monaghan, ON K0L 2G0
- 4 Beds
- 2 Baths
- 4 Garage
- 2,500 Sq Ft
Listing courtesy of Exp Realty MLS® X13453526
About this home
A VIEW LIKE THIS DOESN’T COME ALONG OFTEN.Perched on just over 2.5 acres, this impressive ~2,900 sq ft all-brick 2.5-storey home offers truly breathtaking panoramic views over Rice Lake and the surrounding countryside-an ever-changing backdrop you’ll never get tired of.From the moment you step inside, you’ll appreciate the perfect blend of timeless character and thoughtful modern updates. Original trim details, pocket doors, and a stunning staircase showcase the home’s craftsmanship, while recent improvements bring comfort and style to today’s living.The main floor features a welcoming foyer, a spacious living room filled with natural light, and a formal dining area ideal for entertaining. The beautifully updated kitchen is a standout, complete with a large island, modern finishes, and walkout access to an oversized mudroom with additional storage. A main floor bedroom, laundry, and 2-piece bath add everyday convenience.Upstairs, a unique and functional layout offers four bedrooms accessed by two separate staircases-perfect for families or guests. At the heart of the second level is a stunning, newly renovated bathroom designed for easy access from all bedrooms. You’ll also find access to the attic and a walkout to an upper-level porch where the views truly steal the show.The basement provides solid storage space and endless potential for future development.Outside, the property continues to impress with multiple outbuildings, including a large barn, a covered open-faced barn, and a spacious drive shed-ideal for hobbyists, storage, or rural living at its finest.This is a rare opportunity to own a property that offers space, character, and one of the most incredible views in the area.Properties like this don’t come around often-don’t miss your chance.
Property details
Overview
- Property Type
- Rural Residential
- Style
- 2 1/2 Storey
- For
- For Sale
- Status
- Sold Conditional Escape
- Approximate Age
- 100+
- Size
- 2,500 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Exposed Rock, Separate Entrance, Unfinished, Full
Building & Systems
- Heating
- Forced Air (Propane)
- Cooling
- Central Air
- Exterior
- Brick
- Foundation
- Stone
- Roof
- Asphalt Shingle, Metal
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 372 x 307 Feet
- Parking
- Other garage · 10 total
Financial
- Property Taxes
- $3,627 (2025)
Location
- Neighbourhood
- Otonabee-South Monaghan
- Cross Street
- County Road 2 & McGregor Bay Road
- Direction Faces
- East
Listing
- MLS® Number
- X13453526
- Days on Market
- 124
- Listed On
- 2026-06-16
- Listed By
- Exp Realty
Features
Interior
- Countertop Range
- Floor Drain
- Propane Tank
- Storage
- Sump Pump
- Water Heater
- Water Treatment
- Water Heater Owned
Property
- Clear View
- Cul de Sac/Dead End
- Lake Access
- Level
- Lake/Pond
- School Bus Route
Pool
- None
- Included
- Washer/Dryer. Kitchen Appliances. Hot Water tank is owned
- Rental items
- Propane Tanks- Around $175/year
Mortgage calculator
Estimated mortgage payment
$3,449 per month
- Principal and interest
- $3,449
- Property tax
- $302
- Condo fees
- $0
- Estimated monthly cost
- $3,752
Your mortgage
- Mortgage amount
- $623,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $411,573
Cash to close
- Down payment
- $155,800
- Land transfer tax
- $12,055
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $167,855
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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