$504,999
Est. payment $2,236/moCalculate yours
25 Locust Street, St. Thomas, ON N5R 2C2
St. Thomas, St. Thomas, ON N5R 2C2
- 4 Beds
- 2 Baths
- 1,500 Sq Ft
Listing courtesy of ELGIN REALTY LIMITED MLS® X13828822
About this home
New 22 foot x 10 foot rear deck. Solid century brick home in excellent condition on a quiet street within walking distance to plaza, butcher, downtown. 9 foot ceilings main floor, stained glass window, Close to hospital. Features 3 bedrooms on second flor plus an additional bedroom could be in the finished attic, and 2 bathrooms. Approx. 1867 sq. feet inc. attic. Metal roof, newer furnace and central air , recent carpets, paint, hardwood, fireplace, walk in closet, electric fireplace, vinyl windows. Kitchen has hard surface countertops. Fenced yard. John Wise and Parkside School areas. Appliances included.2 Fridges, washer, dryer, stove, microwave. Newer electrical service. Sub panel for hot tub.
Property details
Overview
- Property Type
- Detached
- Style
- 2 1/2 Storey
- For
- For Sale
- Status
- New
- Size
- 1,500 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick
- Foundation
- Stone
- Roof
- Metal
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 40 x 110 Feet
- Parking
- None garage · 2 total
- Zoning
- R3
Financial
- Property Taxes
- $2,635 (2025)
Location
- Neighbourhood
- St. Thomas
- Cross Street
- ROSS
- Direction Faces
- South
Listing
- MLS® Number
- X13828822
- Days on Market
- 25
- Listed On
- 2026-09-23
- Listed By
- ELGIN REALTY LIMITED
Rooms
Features
Interior
- Water Heater
Property
- Fenced Yard
Pool
- None
Mortgage calculator
Estimated mortgage payment
$2,236 per month
- Principal and interest
- $2,236
- Property tax
- $220
- Condo fees
- $0
- Estimated monthly cost
- $2,456
Your mortgage
- Mortgage amount
- $403,999
- Mortgage insurance
- Not needed
- Interest over 25 years
- $266,809
Cash to close
- Down payment
- $101,000
- Land transfer tax
- $6,575
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $107,575
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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