$498,000
↓ $1,000 from $499,000
Est. payment $2,205/moCalculate yours
27 Abel Street, Smiths Falls, ON K7A 4L9
901 - Smiths Falls, Smiths Falls, ON K7A 4L9
- 4 Beds
- 2 Baths
- 1 Garage
- 1,500 Sq Ft
Listing courtesy of REAL BROKER ONTARIO LTD. MLS® X13769792
About this home
Walk in and you are home… the promise is that you will feel how special this home is just by coming in. Sitting on a pretty corner lot, this home boasts more than curb appeal. From the moment you enter the charming front porch this home is just set to impress. Classic and original features include the stunning and spacious foyer with flared staircase, warm and inviting central living room and formal dining room with original floors plus an updated modern/functional (not to mention beautiful) kitchen with center island, this main floor is just impressive. Main floor 2 pc bath with laundry, pantry/storage space to cellar basement that is neat/tidy and used as great storage space. The second floor offers exceptional flexibility, with three generously sized bedrooms plus a smaller fourth room that would make an ideal nursery, toddler room, home office or den. The spacious primary bedroom features two charming closet areas. A well-appointed 4-piece bathroom with excellent linen storage completes this level. The third floor offers a truly unique additional living space, currently designed as a beautiful loft-style retreat. With its distinctive character and generous space, it could easily serve as a private primary bedroom suite, teen hangout , home office, family room, or fifth bedroom, depending on your needs. The rear fenced yard/area off the kitchen is the perfect refuge with patio and hottub, a private space to just enjoy. Access to the single garage that is currently a total man cave, perfect for entertaining but easily converted back to a true garage space if needed. Spacious yard outside the fenced area, nicely landscaped and room for kids to play. This home is really a pleasure to view and has been such a wonderful home for its current family, the next owner will surely enjoy the love that has been put into this classic yellow brick in the heart of Smiths Falls.
Property details
Overview
- Property Type
- Detached
- Style
- 3-Storey
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 100+
- Size
- 1,500 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Unfinished, Exposed Rock
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick
- Foundation
- Stone
- Roof
- Metal
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 110 x 60 Feet
- Parking
- Detached garage · 3 total
Financial
- Property Taxes
- $4,143 (2026)
Location
- Neighbourhood
- 901 - Smiths Falls
- Cross Street
- RIGHT ON THE CORNER OF ELM ST W AND ABEL
- Direction Faces
- East
Listing
- MLS® Number
- X13769792
- Days on Market
- 38
- Listed On
- 2026-09-10
- Possession
- TBD
- Listed By
- REAL BROKER ONTARIO LTD.
Rooms
Features
Interior
- Water Heater Owned
Pool
- None
- Included
- fridge, stove (new in 2025),washer,dryer, dishwasher, hot tub
- Excluded
- furnace and tank in garage
- Rental items
- none
Mortgage calculator
Estimated mortgage payment
$2,205 per month
- Principal and interest
- $2,205
- Property tax
- $345
- Condo fees
- $0
- Estimated monthly cost
- $2,550
Your mortgage
- Mortgage amount
- $398,400
- Mortgage insurance
- Not needed
- Interest over 25 years
- $263,111
Cash to close
- Down payment
- $99,600
- Land transfer tax
- $6,435
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $106,035
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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