Gurvinder Nokwal REALTOR®
For Sale Detached 66 days on market

$1,187,000 ↓ $263,000 from $1,450,000

Est. payment $5,256/moCalculate yours

842 Emsdale Lake Road, Kearney, ON P0A 1M0

Kearney, Kearney, ON P0A 1M0

  • 3 Beds
  • 2 Baths
  • 1 Garage
  • 2,500 Sq Ft

Listing courtesy of Johnston & Daniel Rushbrooke Realty MLS® X13674758

About this home

Set on nearly an acre of gently sloping land with 187 feet of private, south-facing shoreline on picturesque Emsdale Lake, this winterized three-bedroom cottage offers gorgeous all-day sun and expansive water views. With over 2,500 sq. ft. of inviting living space, the main level features a bright, open-concept kitchen with stone counters, white cabinetry, and generous storage. It flows seamlessly into a dining area with a walkout to the lakeside deck and barbeque. Vaulted ceilings accent the adjoining family room, which is anchored by a classic stone propane fireplace, ideal for cool summer evenings. A lakeside Muskoka room provides the perfect screened setting for evening card games with friends. The main-floor primary suite includes a spacious five-piece ensuite, complemented by two guest bedrooms and a convenient main-floor laundry room with good storage. On the walkout lower level, a recreation room with a propane fireplace offers extra space for family and guests to unwind. Outside, granite steps and perennial gardens guide you down to the beautiful waterfront, complete with a lakeside sauna and 2 docks for lounging and for launching your boat. The property is fully equipped with a detached garage, guest bunkie, backup Generac generator, central air conditioning, and forced-air heating. Conveniently located on a year-round township road, you are just a 10-minute drive from local shops, and trail systems in Kearney, and 30 minutes from Huntsville’s restaurants, hospital, and shops.

Property details

Overview

Property Type
Detached
Style
1 1/2 Storey
For
For Sale
Status
Price Change
Size
2,500 sqft

Interior

Bedrooms
3
Bathrooms
2
Kitchens
1
Basement
Finished with Walk-Out

Building & Systems

Heating
Forced Air (Electric)
Cooling
Central Air
Exterior
Wood
Foundation
Concrete Block
Roof
Metal
Water
Well
Sewer
Septic

Lot & Parking

Lot Size
187.31 x 221 Feet
Parking
Detached garage · 9 total
Zoning
RWF

Financial

Property Taxes
$6,939 (2026)

Location

Neighbourhood
Kearney
Cross Street
Kearney Road and Emsdale Lake Rd
Direction Faces
South

Listing

MLS® Number
X13674758
Days on Market
66
Listed On
2026-08-13
Possession
Flexible
Listed By
Johnston & Daniel Rushbrooke Realty

Rooms

Room Level Dimensions
Bedroom Main 10′ 9″ × 8′ 10″
Primary Bedroom Main 15′ 11″ × 12′ 4″
Living Room Main 15′ 11″ × 12′ 8″
Kitchen Main 13′ 10″ × 11′ 1″
Recreation Lower 17′ 11″ × 14′ 6″
Utility Room Lower 20′ 5″ × 13′ 7″
Laundry Main 11′ 1″ × 9′ 2″
Family Room Main 20′ 3″ × 14′ 7″
Bathroom Main 13′ 10″ × 9′ 7″
Sunroom Main 27′ 6″ × 16′ 1″
Bathroom Main 11′ 1″ × 4′ 11″
Dining Room Main 14′ 7″ × 11′ 7″
Foyer Main 13′ 7″ × 7′ 1″
Bedroom Main 14′ 6″ × 11′ 1″

Features

Interior

  • Upgraded Insulation
  • Water Heater Owned
  • Water Treatment

Pool

  • None
Included
Built-in Microwave, Dishwasher, Two Refrigerators, Freezer, Gas Stove, Washer, Dryer, Satellite Dish, Hot Water Tank Owned, Window Coverings, Mini Fridge in Muskoka Room, Sofas, Coffee table & Console Table in the living Room.
Rental items
Propane tank

Mortgage calculator

Minimum for this price: $93,700 (7.89%)

Amortization, years

Estimated mortgage payment

$5,256 per month

Principal and interest
$5,256
Property tax
$578
Estimated monthly cost
$5,834

Your mortgage

Mortgage amount
$949,600
Mortgage insurance
Not needed
Interest over 25 years
$627,134

Cash to close

Down payment
$237,400
Land transfer tax
$20,215
Total, before legal fees
$257,615
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

842 Emsdale Lake Road, Kearney, ON P0A 1M0 Kearney, Kearney, ON P0A 1M0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$1,187,000 842 Emsdale Lake Road, Kearney, ON P0A 1M0
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