$1,187,000
↓ $263,000 from $1,450,000
Est. payment $5,256/moCalculate yours
842 Emsdale Lake Road, Kearney, ON P0A 1M0
Kearney, Kearney, ON P0A 1M0
- 3 Beds
- 2 Baths
- 1 Garage
- 2,500 Sq Ft
Listing courtesy of Johnston & Daniel Rushbrooke Realty MLS® X13674758
About this home
Set on nearly an acre of gently sloping land with 187 feet of private, south-facing shoreline on picturesque Emsdale Lake, this winterized three-bedroom cottage offers gorgeous all-day sun and expansive water views. With over 2,500 sq. ft. of inviting living space, the main level features a bright, open-concept kitchen with stone counters, white cabinetry, and generous storage. It flows seamlessly into a dining area with a walkout to the lakeside deck and barbeque. Vaulted ceilings accent the adjoining family room, which is anchored by a classic stone propane fireplace, ideal for cool summer evenings. A lakeside Muskoka room provides the perfect screened setting for evening card games with friends. The main-floor primary suite includes a spacious five-piece ensuite, complemented by two guest bedrooms and a convenient main-floor laundry room with good storage. On the walkout lower level, a recreation room with a propane fireplace offers extra space for family and guests to unwind. Outside, granite steps and perennial gardens guide you down to the beautiful waterfront, complete with a lakeside sauna and 2 docks for lounging and for launching your boat. The property is fully equipped with a detached garage, guest bunkie, backup Generac generator, central air conditioning, and forced-air heating. Conveniently located on a year-round township road, you are just a 10-minute drive from local shops, and trail systems in Kearney, and 30 minutes from Huntsville’s restaurants, hospital, and shops.
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- Price Change
- Size
- 2,500 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Finished with Walk-Out
Building & Systems
- Heating
- Forced Air (Electric)
- Cooling
- Central Air
- Exterior
- Wood
- Foundation
- Concrete Block
- Roof
- Metal
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 187.31 x 221 Feet
- Parking
- Detached garage · 9 total
- Zoning
- RWF
Financial
- Property Taxes
- $6,939 (2026)
Location
- Neighbourhood
- Kearney
- Cross Street
- Kearney Road and Emsdale Lake Rd
- Direction Faces
- South
Listing
- MLS® Number
- X13674758
- Days on Market
- 66
- Listed On
- 2026-08-13
- Possession
- Flexible
- Listed By
- Johnston & Daniel Rushbrooke Realty
Rooms
Features
Interior
- Upgraded Insulation
- Water Heater Owned
- Water Treatment
Pool
- None
- Included
- Built-in Microwave, Dishwasher, Two Refrigerators, Freezer, Gas Stove, Washer, Dryer, Satellite Dish, Hot Water Tank Owned, Window Coverings, Mini Fridge in Muskoka Room, Sofas, Coffee table & Console Table in the living Room.
- Rental items
- Propane tank
Mortgage calculator
Estimated mortgage payment
$5,256 per month
- Principal and interest
- $5,256
- Property tax
- $578
- Condo fees
- $0
- Estimated monthly cost
- $5,834
Your mortgage
- Mortgage amount
- $949,600
- Mortgage insurance
- Not needed
- Interest over 25 years
- $627,134
Cash to close
- Down payment
- $237,400
- Land transfer tax
- $20,215
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $257,615
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
This photo could not be loaded.