$649,900
↓ $50,000 from $699,900
Est. payment $2,878/moCalculate yours
399 Church Street N, Cambridge, ON N3H 1W2
Cambridge, ON N3H 1W2
- 2 + 1 Beds
- 2 Baths
- 1 Garage
- 700 Sq Ft
Listing courtesy of KING REALTY INC. MLS® X13832284
About this home
Welcome to 399 Church St N, a fully renovated bungalow where fresh modern finishes meet the comfort and simplicity of one-level living. Set on a generous lot with impressive frontage, this home has been thoughtfully updated inside and offers a bright, welcoming layout that feels easy from the moment you walk through the door. The main floor features two comfortable bedrooms, a full bathroom, an inviting living room, and a beautifully updated kitchen that creates a natural gathering place for everyday meals, morning coffee, and time with family and friends. Downstairs, the finished lower level adds even more room to enjoy, with a spacious recreation area, third bedroom, and second full bathroom, giving you the flexibility for guests, a home office, playroom, or additional family space. An attached single-car garage provides the everyday convenience of covered parking along with additional storage. Outside, the wide frontage and spacious lot give the property a great presence from the street while offering plenty of outdoor space to make your own. Whether you’re starting out, downsizing, or simply looking for a move-in-ready home with a practical layout and room to enjoy, 399 Church St N brings together the charm of bungalow living with the benefit of a completely refreshed interior.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 51-99
- Size
- 700 sqft
Interior
- Bedrooms
- 2 + 1
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Full, Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 62.11 x 74.93 Feet
- Parking
- Attached garage · 4 total
- Zoning
- R5
Financial
- Property Taxes
- $3,510 (2025)
Location
- Cross Street
- Laurel St
- Direction Faces
- North
Listing
- MLS® Number
- X13832284
- Days on Market
- 22
- Listed On
- 2026-09-26
- Possession
- Immediate
- Listed By
- KING REALTY INC.
Rooms
Features
Interior
- None
Property
- Library
- Park
- School
- Hospital
- Place Of Worship
- Rec./Commun.Centre
Pool
- None
Mortgage calculator
Estimated mortgage payment
$2,878 per month
- Principal and interest
- $2,878
- Property tax
- $293
- Condo fees
- $0
- Estimated monthly cost
- $3,170
Your mortgage
- Mortgage amount
- $519,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $343,365
Cash to close
- Down payment
- $129,980
- Land transfer tax
- $9,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $139,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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