$629,000
↓ $20,000 from $649,000
Est. payment $2,785/moCalculate yours
1990 Victoria Street, Innisfil, ON L9S 1K2
Stroud, Innisfil, ON L9S 1K2
- 2 Beds
- 2 Baths
- 700 Sq Ft
Listing courtesy of EXP REALTY MLS® N13838510
About this home
A rare quarter-acre lot backing onto open greenspace with no rear neighbours sets this Stroud bungalow apart, and the major systems here have already been taken care of. The 2018 roof, 2021 upgraded 200 amp electrical service, and brand new 2026 furnace give buyers real peace of mind, while both bathrooms were fully renovated in 2025 and new flooring was installed upstairs in 2026. The well pump and pressure tank were replaced in 2025, the well test is current, and the septic was recently cleaned and serviced. Add in fresh paint throughout and new front porch and back deck construction in 2026, and this home is truly move-in ready. Inside, the main floor offers two bedrooms, a bright eat-in kitchen, a spacious living room, and an updated 4-piece bathroom. A separate split-level entrance leads to a fully finished basement with above-grade windows, a large recreation room, a 3-piece bathroom, and existing kitchen rough-ins, offering genuine in-law suite potential for extended family or guests. Located minutes from Lake Simcoe, Innisfil Beach Park, and Highway 400 access into Barrie, close to Stroud’s schools and everyday amenities.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Price Change
- Size
- 700 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Finished, Separate Entrance
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- None
- Exterior
- Brick, Aluminum Siding
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 65.93 x 182 Feet
- Parking
- None garage · 7 total
Financial
- Property Taxes
- $3,681 (2026)
Location
- Neighbourhood
- Stroud
- Cross Street
- Yonge & Victoria
- Direction Faces
- North
Listing
- MLS® Number
- N13838510
- Days on Market
- 19
- Listed On
- 2026-09-29
- Possession
- Immediate
- Listed By
- EXP REALTY
Rooms
Features
Interior
- In-Law Capability
- Primary Bedroom - Main Floor
- Sewage Pump
- Water Heater
- Water Softener
- Water Treatment
- Storage
- Sump Pump
Property
- Fenced Yard
- Greenbelt/Conservation
- Level
- Park
- Rec./Commun.Centre
- School
Pool
- None
- Included
- Stainless Steel Appliance's, Window Coverings, ELFs
- Rental items
- Hot Water Tank
Mortgage calculator
Estimated mortgage payment
$2,785 per month
- Principal and interest
- $2,785
- Property tax
- $307
- Condo fees
- $0
- Estimated monthly cost
- $3,092
Your mortgage
- Mortgage amount
- $503,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $332,323
Cash to close
- Down payment
- $125,800
- Land transfer tax
- $9,055
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $134,855
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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