$535,000
Est. payment $2,369/moCalculate yours
12 Cosgrove Lane, Stirling-Rawdon, ON K0K 2M0
Rawdon Ward, Stirling-Rawdon, ON K0K 2M0
- 3 + 1 Beds
- 2 Baths
- 1 Garage
- 1,100 Sq Ft
Listing courtesy of Royal LePage ProAlliance Realty MLS® X13839692
About this home
Set on a picturesque 3.4-acre country lot, this private retreat also includes 43 feet of owned waterfront on beautiful Rylstone Lake, located at the end of the road. Surrounded by mature trees and peaceful landscapes, the property offers a serene country setting just 25 minutes north of Belleville, with breathtaking views from every window. Enjoy the best of lake life throughout the seasons: boating, canoeing, fishing and swimming in the warmer months, and skating in winter. Spend quiet evenings on the deck or gathered around a campfire, watching the fireflies and the midnight stars. Inside, the open-concept living area features a cozy wood-stove, creating a warm and inviting space to relax or entertain. The home offers four bedrooms and a walk-up basement with a separate side entrance, providing excellent potential for an in-law suite or additional living space. Callaghan’s Rapids Conservation Area is within walking distance, with its scenic limestone riverbed, waterfalls, and popular kayaking and swimming spots. The Crowe River system and nearby trail networks, including the Trans Canada Trail, offer opportunities for hiking, cycling and ATVing. Local farms, country markets and equestrian facilities add to the rural appeal. The charming community of Marmora is just minutes away for everyday amenities. With its peaceful country setting, acreage and owned waterfront on Rylstone Lake, this property offers a wonderful opportunity to enjoy nature and outdoor recreation year-round.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 51-99
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3 + 1
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Full, Partially Finished, Walk-Up
Building & Systems
- Heating
- Forced Air (Propane)
- Cooling
- None
- Exterior
- Vinyl Siding
- Foundation
- Concrete Block
- Roof
- Metal
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 153.25 x 108.03 Feet
- Parking
- Detached garage · 6 total
- Zoning
- LSR
Financial
- Property Taxes
- $2,953 (2025)
Location
- Neighbourhood
- Rawdon Ward
- Cross Street
- Harmony Lane / Cosgrove Lane
- Direction Faces
- West
Listing
- MLS® Number
- X13839692
- Days on Market
- 19
- Listed On
- 2026-09-29
- Possession
- Flexible
- Listed By
- Royal LePage ProAlliance Realty
Rooms
Features
Interior
- In-Law Capability
- Primary Bedroom - Main Floor
- Storage
- Sump Pump
- Water Heater
Property
- Lake/Pond
- School Bus Route
Pool
- None
- Included
- Fridge, stove, washer, dryer, & dishwasher
- Excluded
- TV wall mount, basement and both bedroom shelving
- Rental items
- Propane Tank
Mortgage calculator
Estimated mortgage payment
$2,369 per month
- Principal and interest
- $2,369
- Property tax
- $246
- Condo fees
- $0
- Estimated monthly cost
- $2,615
Your mortgage
- Mortgage amount
- $428,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $282,659
Cash to close
- Down payment
- $107,000
- Land transfer tax
- $7,175
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $114,175
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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