$569,900
Est. payment $2,523/moCalculate yours
32 Charter Creek Court, St. Thomas, ON N5R 0L2
St. Thomas, St. Thomas, ON N5R 0L2
- 2 + 1 Beds
- 3 Baths
- 1 Garage
- 1,100 Sq Ft
Listing courtesy of ROYAL LEPAGE TRILAND REALTY MLS® X13841704
About this home
Quiet cul-de-sac. No rear neighbours. No condo fees. This freehold townhome works for first-time buyers, downsizers and investors alike. Enjoy a carpet-free main floor, a cozy fireplace, and a primary suite with two closets and a 3-piece ensuite. The kitchen has a gas stove, water-and-ice fridge, and pull-out drawers and racks for pots and pans. A Murphy bed with its own outlet and light switch is ready for overnight guests, then folds up quickly to create a sitting room or home office. Downstairs, the finished basement has a bedroom, a third bathroom and a family room. Lots of storage, plus a double-wide driveway that fits two large SUVs. Appliances included. Two lawn mowers and garden tools negotiable.
Property details
Overview
- Property Type
- Att/Row/Townhouse
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Size
- 1,100 sqft
Interior
- Bedrooms
- 2 + 1
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Finished, Full
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick, Vinyl Siding
- Foundation
- Poured Concrete
- Roof
- Shingles
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 26.42 x 118.78 Feet
- Parking
- Attached garage · 3 total
- Zoning
- R3A
Financial
- Property Taxes
- $3,702 (2025)
Location
- Neighbourhood
- St. Thomas
- Cross Street
- Peach Tree & Southdale
- Direction Faces
- South
Listing
- MLS® Number
- X13841704
- Days on Market
- 19
- Listed On
- 2026-09-29
- Listed By
- ROYAL LEPAGE TRILAND REALTY
Rooms
Features
Interior
- In-Law Capability
- Primary Bedroom - Main Floor
- ERV/HRV
- Sump Pump
Pool
- None
- Included
- Fridge, Stove, Dishwasher, Washer and Dryer
- Excluded
- None
- Rental items
- Hot Water Tank
Mortgage calculator
Estimated mortgage payment
$2,523 per month
- Principal and interest
- $2,523
- Property tax
- $309
- Condo fees
- $0
- Estimated monthly cost
- $2,832
Your mortgage
- Mortgage amount
- $455,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $301,098
Cash to close
- Down payment
- $113,980
- Land transfer tax
- $7,873
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $121,853
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
This photo could not be loaded.