$875,000
Est. payment $3,874/moCalculate yours
10290 Ilderton Road, Middlesex Centre, ON N0M 2A0
Rural Middlesex Centre, Middlesex Centre, ON N0M 2A0
- 4 Beds
- 2 Baths
- 1 Garage
- 2,000 Sq Ft
Listing courtesy of CENTURY 21 FIRST CANADIAN CORP MLS® X13840354
About this home
A TRULY RARE COLDSTREAM PROPERTY! Set on nearly half an acre with an extraordinary 263.19 feet of frontage along Ilderton Road, this distinctive property offers a combination of natural beauty, privacy, space and versatility that is seldom found. Backing onto Coldstream Lake and the adjoining Coldstream Conservation Area, the setting is exceptional, with scenic views, a peaceful natural backdrop and a welcoming sunroom with view of the Coldstream Lake. The attractive all-brick two-storey home, built in 1993, offers approximately 2,464 sq. ft. above grade with 4 bedrooms, main floor office, a spacious 5-piece upper-level bath with double sinks, 2 decks and a main-floor 2-piece bath. Engineered hardwood runs throughout the main level while distinctive Gothic-style windows add character. The walkout lower level features approximately 7.5-foot ceilings, separate exterior access, family room, coldroom and a possible additional bedroom offering excellent potential for additional living space. A substantial detached shop/workshop with separate electrical service and concrete floor provides excellent space for vehicles, storage, hobbies or workshop use. Additional features include 200-amp electrical service, natural gas forced-air furnace, central air replaced approximately 5 years ago, drilled well (2008), R-40 attic insulation, R-20 wall insulation and gutter guards.The property is zoned Village Commercial, which may allow for certain residential and/or commercial uses, subject to applicable municipal zoning provisions, approvals and permitted-use requirements. With remarkable frontage, a lake backdrop, conservation setting, spacious home, detached shop and flexible zoning, 10290 Ilderton Road offers a truly uncommon opportunity in Coldstream.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 31-50
- Size
- 2,000 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Walk-Out
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 262.48 x 134.3 Feet
- Parking
- Detached garage · 11 total
- Zoning
- C1(C)
Financial
- Property Taxes
- $4,980 (2025)
Location
- Neighbourhood
- Rural Middlesex Centre
- Cross Street
- Coldstream Road
- Direction Faces
- North
Listing
- MLS® Number
- X13840354
- Days on Market
- 19
- Listed On
- 2026-09-29
- Possession
- Flexible
- Listed By
- CENTURY 21 FIRST CANADIAN CORP
Rooms
Features
Interior
- On Demand Water Heater
- Water Heater Owned
- Water Softener
Property
- Clear View
- Lake Access
- Lake/Pond
- Waterfront
Pool
- None
- Included
- Fridge, Stove, dishwasher, washer and dryer
- Rental items
- None
Mortgage calculator
Estimated mortgage payment
$3,874 per month
- Principal and interest
- $3,874
- Property tax
- $415
- Condo fees
- $0
- Estimated monthly cost
- $4,289
Your mortgage
- Mortgage amount
- $700,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $462,293
Cash to close
- Down payment
- $175,000
- Land transfer tax
- $13,975
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $188,975
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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