$1,399,000
Est. payment $6,194/moCalculate yours
20 Kildonan Drive, Toronto, ON M1N 3B5
Birchcliffe-Cliffside, Scarborough, ON M1N 3B5
- 5 + 2 Beds
- 5 Baths
- 2,500 Sq Ft
Listing courtesy of RIGHT AT HOME REALTY MLS® E13843028
About this home
Some homes offer more bedrooms. Some offer a better location. Few offer both. Steps from the Lake Ontario waterfront in sought-after Birchcliffe-Cliffside, 20 Kildonan Drive delivers exceptional space and flexibility on a generous 30 x 130 ft lot. This rare detached 2.5-storey residence offers 2,622 sq. ft. across the main, second and third floors, plus a fully finished basement apartment - over 3,800 sq. ft. of total finished living space. The sun-filled main home features 5 bedrooms and 3.5 bathrooms, ideal for growing and multi-generational families. The expansive main floor flows seamlessly between the living, dining and family rooms, with the family room overlooking the backyard. The second floor hosts a private primary retreat with ensuite, walk-in closet and an impressive 18-ft balcony, plus two additional bedrooms and convenient second-floor laundry. The third level adds two more generous bedrooms, a full bath and a bright skylit sunroom - perfect as a reading nook or work-from-home escape. Adding even more versatility: a fully self-contained 1,186 sq. ft. 2-bedroom basement apartment with separate entrance, full kitchen and its own laundry - ideal for extended family, independent living or income potential. Outside, a private backyard with multiple seating areas awaits summer evenings with family and friends. Walk to the Waterfront Trail, Crescentwood Park, Rosetta McClain Gardens and Hunt Club Golf Course. Kingston Road cafes, restaurants and shops are nearby, while excellent schools, TTC access and convenient commuting routes keep you connected. Updated with a tankless water heater (2026), A/C (2023), and new fridge and stove (2022), this move-in-ready home is a rare find in one of Toronto’s most desirable lakeside neighbourhoods.
Property details
Overview
- Property Type
- Detached
- Style
- 2 1/2 Storey
- For
- For Sale
- Status
- New
- Size
- 2,500 sqft
Interior
- Bedrooms
- 5 + 2
- Bathrooms
- 5
- Kitchens
- 2
- Basement
- Apartment, Separate Entrance
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Stucco (Plaster), Stone
- Foundation
- Poured Concrete, Concrete Block
- Roof
- Asphalt Shingle, Rolled
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 30.07 x 130 Feet
- Parking
- Carport garage · 4 total
Financial
- Property Taxes
- $5,384 (2025)
Location
- Neighbourhood
- Birchcliffe-Cliffside
- Cross Street
- Warden Ave & Kingston Rd.
- Direction Faces
- North
Listing
- MLS® Number
- E13843028
- Days on Market
- 18
- Listed On
- 2026-09-30
- Listed By
- RIGHT AT HOME REALTY
Rooms
Features
Interior
- None
Property
- Lake/Pond
- Park
- Public Transit
- School
Pool
- None
- Included
- Main: Stainless steel fridge, stove w/ exhaust, dishwasher, stacked washer/dryer. Basement: Stainless steel fridge, dishwasher, electronic cooktop, microwave, electric fireplace, washer, dryer. Furnace, Tankless water hear(rental), air conditioner. All window coverings and electronic light fixtures, 2 garden sheds. Seller is willing to have stairs from main floor to basement re-installed.
- Excluded
- Staged furniture.
- Rental items
- Tankless water heater $53.23/mo + taxes
Mortgage calculator
Estimated mortgage payment
$6,194 per month
- Principal and interest
- $6,194
- Property tax
- $449
- Condo fees
- $0
- Estimated monthly cost
- $6,643
Your mortgage
- Mortgage amount
- $1,119,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $739,141
Cash to close
- Down payment
- $279,800
- Land transfer tax (Ontario + Toronto)
- $48,910
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $328,710
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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