$679,900
Est. payment $3,010/moCalculate yours
170 Emerald Street S, Hamilton, ON L8N 2V7
Stinson, Hamilton, ON L8N 2V7
- 3 Beds
- 2 Baths
- 1 Garage
- 1,500 Sq Ft
Listing courtesy of Epique Realty MLS® X13843956
About this home
Live in one suite and rent the other, or rent both. This legal non-conforming duplex, built in 1900, delivers two self-contained units on a quiet dead-end street at the base of the escarpment in Hamilton’s Stinson neighbourhood. With a tenant already in place on the main floor, rental income is there from day one, while the upper unit has been updated with new flooring, fresh paint and new light fixtures, so it is ready for you to move in or rent out. Upstairs, the second floor holds a kitchen, two bedrooms and a 4-piece bath, and the attic level adds a second living area and a bonus room with potential for an additional bedroom or home office. Downstairs, the main-floor unit features a living room, kitchen, 4-piece bath and one bedroom. Separate entrances and hydro meters give each household its own space and utilities, and shared basement laundry keeps things simple. A private driveway fits 3-4 vehicles, a detached garage adds storage, and the fenced, low-maintenance backyard includes a patio. Two suites, built-in income and room to grow: book your private showing and see the value for yourself. **Upper Unit has been virtually staged
Property details
Overview
- Property Type
- Detached
- Style
- 2 1/2 Storey
- For
- For Sale
- Status
- New
- Size
- 1,500 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 2
- Basement
- Full, Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- None
- Exterior
- Brick
- Foundation
- Stone
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 30 x 101.66 Feet
- Parking
- Detached garage · 3 total
Financial
- Property Taxes
- $4,999 (2026)
Location
- Neighbourhood
- Stinson
- Cross Street
- Emerald St S / Stinson St
- Direction Faces
- West
Listing
- MLS® Number
- X13843956
- Days on Market
- 18
- Listed On
- 2026-09-30
- Listed By
- Epique Realty
Rooms
Features
Interior
- Water Heater
Property
- Fenced Yard
- Level
- Park
- Place Of Worship
- Public Transit
Pool
- None
- Included
- 2 fridges, 2 stoves, 2 dishwashers, washer, dryer, All Electrical Light Fixtures
- Excluded
- Main Floor Tenant's Belongings
- Rental items
- Hot Water Heater
Mortgage calculator
Estimated mortgage payment
$3,010 per month
- Principal and interest
- $3,010
- Property tax
- $417
- Condo fees
- $0
- Estimated monthly cost
- $3,427
Your mortgage
- Mortgage amount
- $543,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $359,215
Cash to close
- Down payment
- $135,980
- Land transfer tax
- $10,073
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $146,053
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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