$319,900
Est. payment $1,416/moCalculate yours
405 Merritt Street 8, St. Catharines, ON L2P 1P5
456 - Oakdale, St. Catharines, ON L2P 1P5
- 1 Beds
- 1 Baths
- 500 Sq Ft
Listing courtesy of RE/MAX ESCARPMENT GOLFI REALTY INC. MLS® X13844856
About this home
Welcome to St. James Lofts, where modern condo living meets timeless character. This beautifully designed one-bedroom suite offers an open-concept layout with soaring ceilings and oversized windows that fill the space with natural light. The stylish kitchen overlooks the spacious living and dining area, creating the perfect setting for everyday living and entertaining. Enjoy the convenience of in-suite laundry, one parking space and storage locker, all within one of St. Catharines’ most unique boutique condominium communities. Whether you’re a first-time buyer, professional, downsizer or investor, this low-maintenance home offers the perfect blend of style and functionality. Ideally located in the heart of Merritton, you’re just minutes from shopping, restaurants, Brock University, the Welland Canal, Highway 406 and everyday amenities.
Property details
Overview
- Property Type
- Condo Apartment
- Style
- Apartment
- For
- For Sale
- Status
- New
- Approximate Age
- 51-99
- Size
- 500 sqft
Interior
- Bedrooms
- 1
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Heat Pump (Electric)
- Cooling
- Central Air
- Exterior
- Brick
Lot & Parking
- Parking
- None garage · 1 total
- Zoning
- M1
Financial
- Property Taxes
- $2,358 (2026)
- Condo Fee
- $360/mo
- Fee Includes
- Water Included, Common Elements Included, Building Insurance Included, Parking Included
- Pets
- Yes-with Restrictions
Location
- Neighbourhood
- 456 - Oakdale
- Cross Street
- Oakdale / Merritt
Listing
- MLS® Number
- X13844856
- Days on Market
- 18
- Listed On
- 2026-09-30
- Possession
- Flexible
- Listed By
- RE/MAX ESCARPMENT GOLFI REALTY INC.
Rooms
Features
Interior
- Carpet Free
Property
- Golf
- Public Transit
Amenities
- Rooftop Deck/Garden
- Included
- Built-in Microwave, Dishwasher, Dryer, Refrigerator, Stove, Washer, Window Coverings, All Electric Light Fixtures, Shelving in Living Room
- Excluded
- N/A
- Rental items
- N/A
Mortgage calculator
Estimated mortgage payment
$1,416 per month
- Principal and interest
- $1,416
- Property tax
- $197
- Condo fees
- $360
- Estimated monthly cost
- $1,973
Your mortgage
- Mortgage amount
- $255,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $169,014
Cash to close
- Down payment
- $63,980
- Land transfer tax
- $3,274
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $67,254
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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